Investing
17 Unexpected Retirement Expenses
Jim Lorenzen, CFP®, AIF® The Society of Actuaries outlined 17 unexpected or shocking expenses during retirement in its 2015 Risks and Process of Retirement Survey.
October 12, 2016
Category: Investing
Investing
Investment Return Figures Can Take Many Forms
Jim Lorenzen, CFP®, AIF® Many years ago a prospective client told me his investment returnshad averaged 25% per year over the past ten years. This
October 5, 2016
Investing
What if Retirement Plan Statements Stated the Facts?
The next time you open your 401(k) or IRA statement and see your current balance, it might be worth remembering it isn’t true. The balance,
September 21, 2016
Estate
Tips for Managing an Inheritance
Receiving an inheritance? Not sure how to manage it? Before you make decision, it’s good to do your homework. You might find our report on
September 7, 2016
Investing
Guarantees Against Loss Not A Panacea… but maybe still valuable.
Jim Lorenzen, CFP®, AIF® Active managers can’t beat their indexes consistently. Who cares? During my 25+years of helping people navigate financial waters, I can honestly
August 31, 2016
Investing
Investment Returns Can Be Misleading.
Jim Lorenzen, CFP®, AIF® This sign represents the off-ramp many pre-retirees are seeking; but, there are usually many unforeseen detours before getting there; and, too
July 6, 2016
Investing
The Road to Retirement = 4 Simple Steps
Jim Lorenzen, CFP®, AIF® When I was young, my father once advised, “Jim, just save 10-cents out of every dollar you ever earn and you’ll
June 22, 2016
Investing
A “Safe” Route to Higher Income in a Rising Rate Environment
Jim Lorenzen, CFP®, AIF® Think interest rates may be headed up in the future? Looking for a “safe” way to produce a rising income if
June 7, 2016