How to Cut RMDs and Dodge IRMAA Surcharges
You Have a Big Nest Egg… and a Big Tax Partner
October 7, 2026
You Have a Big Nest Egg… and a Big Tax Partner
If you’ve saved $1 million or more in your 401(k)s, IRAs, or other retirement plan, good for you! Maybe.
Baby Boomers seem to be on a tightrope when it comes to their retirements
Maybe having an independent fiduciary financial advisor is worth having anyway!
The Decision Is Bigger Than Age 62, 67, or 70.
Years ago, those retiring didn’t ask many questions – rolling over their retirement accounts was virtually an automatic decision. Not anymore.
A Guide for Investors With $500,000 or More
Lucy inherited more than $2.5 million in IRA assets from her late husband, Bill. As a surviving spouse, she had several choices for handling the account.
You’ve worked and saved all your life and have built a large retirement nest-egg. And if inflation hasn’t been bad enough—a million dollars isn’t what it used to be— you now face other issues – tax traps!
A market drop right after retirement can be stressful, but it does not have to derail your plan. The key is managing withdrawals, reserves, taxes, and portfolio risk before trouble starts.