How Does a Fed Rate Cut Affect Long-Term Investors?
On September 17, 2025, the Federal Reserve trimmed its benchmark rate by 25 basis points. This was the first fed rate cut since Dec 2024.
September 22, 2025
On September 17, 2025, the Federal Reserve trimmed its benchmark rate by 25 basis points. This was the first fed rate cut since Dec 2024.
Living in Moorpark, Simi Valley, or anywhere in Ventura County can make us feel like the OBBBA spending bill’s impact is a thousand miles away in Washington.
Retirement planning can be like trying to juggle sharp objects. One mistake could have lasting consequences; so, maybe it’s better to wait ‘til tomorrow.
If your IRA or 401(k) money will be inherited by your children or grandchildren (or any nonspouse), they have to drain the account within 10 years.
Cognitive decline? What? I don’t remember forgetting anything…
If you’ve built a large retirement nest egg, you’ve also built a large tax problem.
Most people hand the successor trustee job to a family member. It feels right… until it goes wrong.
Today, nearly 57 million Americans have disabilities, according to the U.S. Census Bureau Reports issued July 25th. About half of them will require costly care throughout their lifetimes. Unfortunately, few parents are fully aware of all the risks they’re taking by not making special provisions for their special needs child.
Short answer: Not really. Middle to high income families may not feel it’s worth the headaches and low income families may see little benefit.
If you’re within 5-10 years of retirement and have built a portfolio north of $1 million, congratulations—you’ve done the hard part. Now, it’s about avoiding retirement mistakes.