Category: Investing

Which is Better: An IUL or a Roth IRA?

When it comes to building a solid financial future, finding the right investment vehicle can be a daunting task. Comparisons are often made between an IUL (Indexed Universal Life Insurance) and a Roth IRA (Individual Retirement Account) as a choice between getting life insurance or investing in the stock market. While an IUL can give the appearance of doing both; however that’s not really the case – and, often, this can lead to unrealistic expectations.

June 6, 2023

ESG Investing: Really Worthwhile or Just Another Wall Street Gimmick?

The value of ESG – or even what it is – hasn’t been defined. So, it depends on who you ask, how the law is interpreted, and apparently, who’s doing the packaging. Oh, yes, it also depends on how you quantify it.

November 27, 2022

Looking for a Riskless Alternative to Risky Investments?

How about an asset class that doesn’t have the risks of stocks or bonds? One that can provide stability and peace of mind.

November 14, 2022

Did You Know the Government Subsidizes Market Losses in Traditional IRA and 401K accounts?

True! Market losses aren’t all yours. The IRS subsidizes part of them.

October 28, 2022

Planning for Retirement? Here are a few tips!

For some people, planning for retirement can feel like trying to eat an elephant; but, it doesn’t have to be that way. Before making big decisions, it’s always important to get the ducks lined-up first.

September 29, 2022

Family Issues

Managing an Inheritance

Managing inherited money isn’t as simple as depositing the check and picking some sure-fire investments.

July 11, 2022

Two Interesting Investment Strategies – But No Free Lunch.

No investment strategy is without some kind of risk; but, I think this comes close. Take a look:

June 20, 2022

To Roll or Not to Roll

Good question. Whether or not you should roll-over your retirement funds to an IRA….. it depends (#1 in the consultant’s handbook of responses).

May 13, 2022

Planning Retirement? Think Hard. Stuff Happens.

Remember 1966? What if you retired then? Would it have made a difference if you retired in 1967 instead? Can you time retirement? If not, how do you reduce your risk when there’s no time to rebuild all over again?

March 28, 2022

Retirement Planning with Rising Rates and Inflation

Retirement planning was much easier during working years than the challenge of managing after retirement. During the working years it’s relatively simple: just keep stashing money into your retirement plan and let the markets, over decades, do the rest!

February 22, 2022

Category: Investing

Which is Better: An IUL or a Roth IRA?

ESG Investing: Really Worthwhile or Just Another Wall Street Gimmick?

Looking for a Riskless Alternative to Risky Investments?

Did You Know the Government Subsidizes Market Losses in Traditional IRA and 401K accounts?

Managing an Inheritance

Two Interesting Investment Strategies – But No Free Lunch.

To Roll or Not to Roll

Planning Retirement? Think Hard. Stuff Happens.

Retirement Planning with Rising Rates and Inflation

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Jim's Money Blog

Planning Your Future Without a Roadmap?

Do Roth Conversions Make Sense if You’re in a High Tax Bracket?