2017 - The Independent Financial Group

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Investing

MONEY OR INCOME: Which is most important to you?- Part 2

Jim Lorenzen, CFPÂ®, AIFÂ® Last week I asked which was most important to you: Never running out of money Never running out of income Whether

August 8, 2017

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Investing

MONEY OR INCOME: Which is most important to you?

Jim Lorenzen, CFPÂ®, AIFÂ® Which goal is most important to you? – Never running out of retirement money – Never running out of retirement income

August 1, 2017

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Inflation

A Guaranteed Income for Life?

Jim Lorenzen, CFPÂ®, AIFÂ® In a previous post I talked about how everyone now has to be his/her own actuary, if they want to create

July 27, 2017

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Inflation

The Provisional Income Trap

… and what it means to your retirement income – particularly your Social Security taxation in retirement. Jim Lorenzen, CFPÂ®, AIFÂ® Most people believe that

July 25, 2017

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Family Issues

Old-Age Financial Security: Silence is NOT Golden, yet Some aren’t talking!

Jim Lorenzen, CFPÂ®, AIFÂ® Generational planning didn’t seemimportant for old age financial security in my grandparent’s day. They were living at a time when Social

July 17, 2017

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Investing

How to Diversify Investments – As simple as a pie chart?

Jim Lorenzen, CFPÂ®, AIFÂ® Most of us want to learn how to diversify investments so we can reduce investment risk – but it may be

July 11, 2017

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Inflation

Is the 4% Rule Still Valid?

Jim Lorenzen, CFPÂ®, AIFÂ® Ever hear about the 4% Rule? It’s about safe withdrawal rates for retirement income. If you’ve been following my pontifications over

June 19, 2017