Planning
Can You REDUCE Risk by ADDING Risk?
Jim Lorenzen, CFP®, AIF® Does ‘adding’ a riskier position to a portfolio actually REDUCE the total portfolio risk? The fact is many investors are often
May 4, 2016
Archive
IFG Viewpoint & Outlook
Danger in Future Inflation, Interest Rate, and Tax-Law Changes.
Jim Lorenzen, CFP®, AIF® Back during the 1990s, many Americans, particularly baby-boomers, were focusing on accumulation. Many of us can remember the focus on mutual
April 27, 2016
Retirement
Taxes in Retirement: A Potential Time-Bomb for Many!
Jim Lorenzen, CFP®, AIF® No one knows what taxes will be like in the coming years; but, with a debt that’s rising dramatically and an
April 6, 2016
Life Insurance
Numerous studies have consistently shown than Americans are ill-prepared for retirement. 401(k)s have apparently failed to provide a solution. You may be interested in seeing
March 9, 2016
Retirement
Getting Ready to Change Jobs?
There’s more to changing jobs than simply getting a (hopefully) higher salary. This “One Sheet” will provide you with a list of some additional issues
March 7, 2016
Retirement
A Zero Percent Return Can Be Powerful!
The financial landscape is known for its complexity; and the plethora of confusing financial products – not to mention the alphabet soup of designations and
March 2, 2016
Family Issues
The Insurance Illustration Landscape is changing
Should You Believe Insurance Company Illustrations? Jim Lorenzen, CFP®, AIF® Just in case you haven’t heard, Genworth has decided to suspend life insurance and annuity
February 22, 2016
Estate
HAVE YOU CALLED A FAMILY MEETING?
No? You’re not alone. Very few families ever sit down together and talk over important issues. Too bad; it’s important. It should be considered an
February 15, 2016
Life Insurance
SEEKING OPTIMAL RETIREMENT INCOME
James Lorenzen, CFP®, AIF® For years we’ve heard about “The 4% Rule”. Of course, that’s when the markets seemed to be going up all the
February 12, 2016
Estate
RETHINKING PRIORITIES? SOME THOUGHTS FOR 2016
Jim Lorenzen, CFP®, AIF® The key to pursuing longer-term financial goals, such as retirement and education funding, is to have a well-thought-out plan that assigns
February 9, 2016