Investing
17 Unexpected Retirement Expenses
Jim Lorenzen, CFP®, AIF® The Society of Actuaries outlined 17 unexpected or shocking expenses during retirement in its 2015 Risks and Process of Retirement Survey.
October 12, 2016
Archive
Investing
Investment Return Figures Can Take Many Forms
Jim Lorenzen, CFP®, AIF® Many years ago a prospective client told me his investment returnshad averaged 25% per year over the past ten years. This
October 5, 2016
Planning
How Middle-Income Boomers Are Planning For Retirement
Jim Lorenzen, CFP®, AIF® According to a survey conducted by Bankers Life Center for a Secure Retirement, middle income boomers aren’t paying much attention to
September 28, 2016
Planning
Retirement Webinar Announcement: This Saturday, October 1st
I’ll be conducting a retirement webinar this comingSaturday, October 1st. Who would benefit: “Baby Boomers” planning for or nearing retirement and desiring to put a
September 26, 2016
Investing
What if Retirement Plan Statements Stated the Facts?
The next time you open your 401(k) or IRA statement and see your current balance, it might be worth remembering it isn’t true. The balance,
September 21, 2016
Estate
Tips for Managing an Inheritance
Receiving an inheritance? Not sure how to manage it? Before you make decision, it’s good to do your homework. You might find our report on
September 7, 2016
Investing
Guarantees Against Loss Not A Panacea… but maybe still valuable.
Jim Lorenzen, CFP®, AIF® Active managers can’t beat their indexes consistently. Who cares? During my 25+years of helping people navigate financial waters, I can honestly
August 31, 2016
Retirement
Annuity Income May Contain a Hidden Surprise
Jim Lorenzen, CFP®, AIF® Annuity income may feel secure; but, is it really? Once you realize that money is worth only what it can purchase,
August 24, 2016
Planning
Buying An Annuity? Keep it Simple!
Jim Lorenzen, CFP®, AIF® It isn’t uncommon for people to buy things they don’t need; and when it comes to annuities, it’s often no different,
August 17, 2016
Retirement
Optimizing Retirement Income: Combine Actuarial Science with Investments.
You’ve probably heardabout “The 4% Rule” – it’s been an ‘accepted’ rule-of-thumb for years that a retiree could withdraw 4% of his or her initial
August 10, 2016
