Uncategorized
Should Investing Be Fun?
Jim Lorenzen, CFP®, AIF® “If you think investing is fun, you’re doing something wrong.” – Warren Buffett I’ll never forget visiting with a nice couple
February 1, 2016
Archive
Uncategorized
LOOK FOR LOWER PAYOUTS ON GUARANTEED INSURANCE LIFETIME PAYOUTS
Jim Lorenzen, CFP®, AIF® Virtually all insurance companies will be using the newer 2012 mortality tables in 2016. Why is that important? The answer is
January 26, 2016
Retirement
ROLLOVER MISTAKES ARE OFTEN IRREVOCABLE
Jim Lorenzen, CFP®, AIF® Believe it or not, over the years I’ve had many new clients come to their first planning meeting having already made
January 19, 2016
Family Issues
WOMEN STILL FACE FINANCIAL CHALLENGES
Even though women live longer than men, yet 80% take their Social Security at age 62 when it provides the least benefit! That choice also
January 11, 2016
Family Issues
Big Changes in Social Security Claiming
Jim Lorenzen, CFP®, AIF® The Bipartisan Budget Act of 2015, passed by Congress and signed into law by President Obama on October 30, 2015, will
December 2, 2015
Life Insurance
A Lesson from the Banks
Jim Lorenzen, CFP®, AIF® I think many, if not most, professional advisors would agree that even 99% of”the affluent” make the same mistakes made by
December 1, 2015
Retirement
Is Your Income/Tax Picture Common or Uncommon?
Jim Lorenzen, CFP®, AIF® Is your income common or uncommon? Most of us think our income is pretty normal, according to most of the studies
November 17, 2015
Retirement
Inflation (for YOU) May Be Less Than You Think
Jim Lorenzen, CFP®, AIF® While historic inflation rates average a bit over 4% and many people doing their own calculations may be using figures in
November 3, 2015
Business Owners
What Happens to Your Business if Something Happens to YOU?
Jim Lorenzen, CFP®, AIF® I can speak from personal experience on this one. I’ve been a business owner for thirty-seven years, owning seven different businesses
October 27, 2015