Estate
HAVE YOU CALLED A FAMILY MEETING?
No? You’re not alone. Very few families ever sit down together and talk over important issues. Too bad; it’s important. It should be considered an
February 15, 2016
Category: Retirement
Life Insurance
SEEKING OPTIMAL RETIREMENT INCOME
James Lorenzen, CFP®, AIF® For years we’ve heard about “The 4% Rule”. Of course, that’s when the markets seemed to be going up all the
February 12, 2016
Estate
RETHINKING PRIORITIES? SOME THOUGHTS FOR 2016
Jim Lorenzen, CFP®, AIF® The key to pursuing longer-term financial goals, such as retirement and education funding, is to have a well-thought-out plan that assigns
February 9, 2016
Retirement
ROLLOVER MISTAKES ARE OFTEN IRREVOCABLE
Jim Lorenzen, CFP®, AIF® Believe it or not, over the years I’ve had many new clients come to their first planning meeting having already made
January 19, 2016
Family Issues
WOMEN STILL FACE FINANCIAL CHALLENGES
Even though women live longer than men, yet 80% take their Social Security at age 62 when it provides the least benefit! That choice also
January 11, 2016
Family Issues
Big Changes in Social Security Claiming
Jim Lorenzen, CFP®, AIF® The Bipartisan Budget Act of 2015, passed by Congress and signed into law by President Obama on October 30, 2015, will
December 2, 2015
Life Insurance
A Lesson from the Banks
Jim Lorenzen, CFP®, AIF® I think many, if not most, professional advisors would agree that even 99% of”the affluent” make the same mistakes made by
December 1, 2015
Retirement
Is Your Income/Tax Picture Common or Uncommon?
Jim Lorenzen, CFP®, AIF® Is your income common or uncommon? Most of us think our income is pretty normal, according to most of the studies
November 17, 2015
Retirement
Inflation (for YOU) May Be Less Than You Think
Jim Lorenzen, CFP®, AIF® While historic inflation rates average a bit over 4% and many people doing their own calculations may be using figures in
November 3, 2015
Life Insurance
Insurance Company Ratings May Not Be What They Seem!
Jim Lorenzen, CFP®, AIF® Don’t believe beautiful illustrations. They’re based on assumptions that can change. Unless you know the probability of success in advance –
October 21, 2015