Category: Retirement

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Life Insurance

What’s Your Focus?

Jim Lorenzen, CFPÂ®, AIFÂ® Most people buy life insurance based on the same outdated advice they’ve been given for years. It’s predictable: buy term –

March 14, 2017

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Investing

Do You Have A Greedy Business Partner – Even if you don’t own a business.

Jim Lorenzen, CFPÂ®, AIFÂ® If you work, you have a business partner, even if you don’t own a business. And, this partner isn’t like most

March 8, 2017

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Business Owners

Is Your Business A Ticking Grenade?

Jim Lorenzen, CFPÂ®, AIFÂ® Did you know that as much as 80% to 90% of many business owner’s net worth is tied-up in their businesses?

February 28, 2017

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Investing

Do Advisors Really Add Value?

Jim Lorenzen, CFPÂ®, AIFÂ® For years the media and others have debated the ultimate value of an advisor to the individual investor. Some believe they

February 14, 2017

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Investing

Can You Reduce Risk By Adding To It?

Jim Lorenzen, CFPÂ®, AIFÂ® Ever wonder why so many “off-the-shelf” allocation engines available today tend to look so much alike? The reason is pretty straightforward:

February 7, 2017

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Life Insurance

Will My Money Last?

Jim Lorenzen, CFPÂ®, AIFÂ® Scott and Linda (not their real names) are in their 50s and have done a lot of things right: They’ve worked

January 31, 2017

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Business Owners

SELLING YOUR BUSINESS? This may be the best kept secret you’ll need.

Jim Lorenzen, CFPÂ®, AIFÂ® Ever heard of a “One-Way Buy-Sell” arrangement? Don’t feel bad. Few people have. I know when I was in publishing I

January 24, 2017

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Investing

Department of Labor Wants Consumers To Know Their Advisor’s Fiduciary Status

Jim Lorenzen, CFPÂ®, AIFÂ® The DOL wants investors to know who their “advisors” are and just how they operate when giving advice to consumers regarding

January 17, 2017

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Business Owners

Business Valuation Methods – Which One is Right for You?

Jim Lorenzen, CFPÂ®, AIFÂ® Business valuation is something that most business owners don’t think about until they decide it’s time to sell. Big mistake. Business

January 10, 2017

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Planning

Will My Annuity Income Really Increase?

Jim Lorenzen, CFPÂ®, AIFÂ® Annuities can play a valuable role in a retirement portfolio; but, often they’re somewhat oversold. Should equity-indexed annuities serve as a

December 13, 2016

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Inflation Pressures, Retirement, and Woulda-Coulda-Shoulda

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Why Claiming Social Security at Age 70 Could Be a Smart Move—But Here’s What Most People Miss

Five Sneaky Tax Traps – and How You Can Dodge Them!

IRA Beneficiary Rules for Children are Different.

Inflation Pressures, Retirement, and Woulda-Coulda-Shoulda

June 23, 2025

While the Fed continues to target a 2.0% inflation rate, headwinds in the form of inflation pressures from worker shortages, tariffs, and foreign conflicts are coming at a time as America approaches a historic demographic milestone – a record number of individuals turning 65 this year.

From Growth to Efficiency and a Fiduciary Standard: Tax-Smart Investors Focus on More than Performance.

June 19, 2025

Back in the 1990s, taxes and fiduciary standards weren’t talked about. The financial headlines were dominated by star fund managers and double-digit growth stories. Financial talk shows and glossy magazines alike obsessed over who was “beating the market.” The mantra was simple: accumulate assets. That was the measure of success.

Category: Retirement

What’s Your Focus?

Do You Have A Greedy Business Partner – Even if you don’t own a business.

Is Your Business A Ticking Grenade?

Do Advisors Really Add Value?

Can You Reduce Risk By Adding To It?

Will My Money Last?

SELLING YOUR BUSINESS? This may be the best kept secret you’ll need.

Department of Labor Wants Consumers To Know Their Advisor’s Fiduciary Status

Business Valuation Methods – Which One is Right for You?

Will My Annuity Income Really Increase?

Most Popular:

Inflation Pressures, Retirement, and Woulda-Coulda-Shoulda

From Growth to Efficiency and a Fiduciary Standard: Tax-Smart Investors Focus on More than Performance.

Why Claiming Social Security at Age 70 Could Be a Smart Move—But Here’s What Most People Miss

Five Sneaky Tax Traps – and How You Can Dodge Them!

IRA Beneficiary Rules for Children are Different.

© James Lorenzen. All rights reserved

Jim's Money Blog

Inflation Pressures, Retirement, and Woulda-Coulda-Shoulda

From Growth to Efficiency and a Fiduciary Standard: Tax-Smart Investors Focus on More than Performance.