Category: Retirement

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Inflation

The Provisional Income Trap

… and what it means to your retirement income – particularly your Social Security taxation in retirement. Jim Lorenzen, CFPÂ®, AIFÂ® Most people believe that

July 25, 2017

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Family Issues

Old-Age Financial Security: Silence is NOT Golden, yet Some aren’t talking!

Jim Lorenzen, CFPÂ®, AIFÂ® Generational planning didn’t seemimportant for old age financial security in my grandparent’s day. They were living at a time when Social

July 17, 2017

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Investing

How to Diversify Investments – As simple as a pie chart?

Jim Lorenzen, CFPÂ®, AIFÂ® Most of us want to learn how to diversify investments so we can reduce investment risk – but it may be

July 11, 2017

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Inflation

Is the 4% Rule Still Valid?

Jim Lorenzen, CFPÂ®, AIFÂ® Ever hear about the 4% Rule? It’s about safe withdrawal rates for retirement income. If you’ve been following my pontifications over

June 19, 2017

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Inflation

Retirement and Income Taxes

Jim Lorenzen, CFPÂ®, AIFÂ® Who better to talk about taxes in retirement and income taxes than a CPA? You may be familiar with Ed Slott

June 16, 2017

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Planning

The Top 5 Myths of Retirement Planning

Jim Lorenzen, CFPÂ®, AIFÂ® I came across this video on the Five Myths of Retirement – It’s by Northwestern Mutual. I have no relationship with

June 14, 2017

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Planning

ROLLOVER DECISIONS – THE BEST AND THE WORST

Jim Lorenzen, CFPÂ®, AIFÂ® Bad decisions = bad consequences = big costs! As you may have seen or heard me say many times, it’s not

June 13, 2017

Investing

Think You’re Diversifying Investments? Not Really.

Jim Lorenzen, CFPÂ®, AIFÂ® Investment diversification, reducing investment risk, may be one of the most misunderstood of investment principles. I’ve seen tv stock gurus tell

April 28, 2017

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Inflation

Inflation, Stocks, and Computing Investment Returns

Jim Lorenzen, CFPÂ®, AIFÂ® People are often either surprised to hear that stocks are probably the best inflation hedge they’ll ever find – or they

April 11, 2017

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Investing

Should You Buy Term Insurance and Invest the Difference?

Jim Lorenzen, CFPÂ®, AIFÂ® I first heard this mantra in the 1970s. It resurfaced again in the ’80s and again in the 90s. Funny thing

March 22, 2017

Most Popular:

Inflation Pressures, Retirement, and Woulda-Coulda-Shoulda

From Growth to Efficiency and a Fiduciary Standard: Tax-Smart Investors Focus on More than Performance.

Why Claiming Social Security at Age 70 Could Be a Smart Move—But Here’s What Most People Miss

Five Sneaky Tax Traps – and How You Can Dodge Them!

IRA Beneficiary Rules for Children are Different.

Inflation Pressures, Retirement, and Woulda-Coulda-Shoulda

June 23, 2025

While the Fed continues to target a 2.0% inflation rate, headwinds in the form of inflation pressures from worker shortages, tariffs, and foreign conflicts are coming at a time as America approaches a historic demographic milestone – a record number of individuals turning 65 this year.

From Growth to Efficiency and a Fiduciary Standard: Tax-Smart Investors Focus on More than Performance.

June 19, 2025

Back in the 1990s, taxes and fiduciary standards weren’t talked about. The financial headlines were dominated by star fund managers and double-digit growth stories. Financial talk shows and glossy magazines alike obsessed over who was “beating the market.” The mantra was simple: accumulate assets. That was the measure of success.

Category: Retirement

The Provisional Income Trap

Old-Age Financial Security: Silence is NOT Golden, yet Some aren’t talking!

How to Diversify Investments – As simple as a pie chart?

Is the 4% Rule Still Valid?

Retirement and Income Taxes

The Top 5 Myths of Retirement Planning

ROLLOVER DECISIONS – THE BEST AND THE WORST

Think You’re Diversifying Investments? Not Really.

Inflation, Stocks, and Computing Investment Returns

Should You Buy Term Insurance and Invest the Difference?

Most Popular:

Inflation Pressures, Retirement, and Woulda-Coulda-Shoulda

From Growth to Efficiency and a Fiduciary Standard: Tax-Smart Investors Focus on More than Performance.

Why Claiming Social Security at Age 70 Could Be a Smart Move—But Here’s What Most People Miss

Five Sneaky Tax Traps – and How You Can Dodge Them!

IRA Beneficiary Rules for Children are Different.

© James Lorenzen. All rights reserved

Jim's Money Blog

Inflation Pressures, Retirement, and Woulda-Coulda-Shoulda

From Growth to Efficiency and a Fiduciary Standard: Tax-Smart Investors Focus on More than Performance.