Family Issues
Big Changes in Social Security Claiming
Jim Lorenzen, CFP®, AIF® The Bipartisan Budget Act of 2015, passed by Congress and signed into law by President Obama on October 30, 2015, will
December 2, 2015
Archive
Life Insurance
A Lesson from the Banks
Jim Lorenzen, CFP®, AIF® I think many, if not most, professional advisors would agree that even 99% of”the affluent” make the same mistakes made by
December 1, 2015
Retirement
Is Your Income/Tax Picture Common or Uncommon?
Jim Lorenzen, CFP®, AIF® Is your income common or uncommon? Most of us think our income is pretty normal, according to most of the studies
November 17, 2015
Retirement
Inflation (for YOU) May Be Less Than You Think
Jim Lorenzen, CFP®, AIF® While historic inflation rates average a bit over 4% and many people doing their own calculations may be using figures in
November 3, 2015
Business Owners
What Happens to Your Business if Something Happens to YOU?
Jim Lorenzen, CFP®, AIF® I can speak from personal experience on this one. I’ve been a business owner for thirty-seven years, owning seven different businesses
October 27, 2015
Life Insurance
Insurance Company Ratings May Not Be What They Seem!
Jim Lorenzen, CFP®, AIF® Don’t believe beautiful illustrations. They’re based on assumptions that can change. Unless you know the probability of success in advance –
October 21, 2015
Retirement
“When the Market Goes Up, You Make Money! When the market goes down, you don’t lose!”
Jim Lorenzen, CFP®, AIF® Sound familiar? If so, it’s because you saw all those television commercials selling safety to a frightened public. After all, all
October 9, 2015
Retirement
Changing Jobs? You May Have an Important Decision to Make!
What to do with your money in an employer-sponsored retirement plan, such as a 401(k) plan? Since these funds were originally intended to help provide
September 29, 2015
Uncategorized
Will the Fed Act To Raise Rates Today?
A slim majority of economists don’t believe they will. We’ll soon see if these ‘experts’ are right.
September 17, 2015
