Archive

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Retirement

Getting Ready to Change Jobs?

There’s more to changing jobs than simply getting a (hopefully) higher salary. This “One Sheet” will provide you with a list of some additional issues

March 7, 2016

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Retirement

A Zero Percent Return Can Be Powerful!

The financial landscape is known for its complexity; and the plethora of confusing financial products – not to mention the alphabet soup of designations and

March 2, 2016

Magnifying glass reveals financial data analysis.

Family Issues

The Insurance Illustration Landscape is changing

Should You Believe Insurance Company Illustrations? Jim Lorenzen, CFPÂ®, AIFÂ® Just in case you haven’t heard, Genworth has decided to suspend life insurance and annuity

February 22, 2016

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Estate

HAVE YOU CALLED A FAMILY MEETING?

No? You’re not alone. Very few families ever sit down together and talk over important issues. Too bad; it’s important. It should be considered an

February 15, 2016

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Life Insurance

SEEKING OPTIMAL RETIREMENT INCOME

James Lorenzen, CFPÂ®, AIFÂ® For years we’ve heard about “The 4% Rule”. Of course, that’s when the markets seemed to be going up all the

February 12, 2016

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Estate

RETHINKING PRIORITIES? SOME THOUGHTS FOR 2016

Jim Lorenzen, CFPÂ®, AIFÂ® The key to pursuing longer-term financial goals, such as retirement and education funding, is to have a well-thought-out plan that assigns

February 9, 2016

Uncategorized

Should Investing Be Fun?

Jim Lorenzen, CFPÂ®, AIFÂ® “If you think investing is fun, you’re doing something wrong.” – Warren Buffett I’ll never forget visiting with a nice couple

February 1, 2016

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Uncategorized

LOOK FOR LOWER PAYOUTS ON GUARANTEED INSURANCE LIFETIME PAYOUTS

Jim Lorenzen, CFPÂ®, AIFÂ® Virtually all insurance companies will be using the newer 2012 mortality tables in 2016. Why is that important? The answer is

January 26, 2016

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Retirement

ROLLOVER MISTAKES ARE OFTEN IRREVOCABLE

Jim Lorenzen, CFPÂ®, AIFÂ® Believe it or not, over the years I’ve had many new clients come to their first planning meeting having already made

January 19, 2016

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Family Issues

WOMEN STILL FACE FINANCIAL CHALLENGES

Even though women live longer than men, yet 80% take their Social Security at age 62 when it provides the least benefit! That choice also

January 11, 2016

Most Popular:

How to Plan for a Tax Free Retirement

Tariffs, Trade Wars and the Cost of Guacamole

“How Can I Increase My Social Security Benefit?”

If you’ve changed jobs or are getting ready to retire, don’t leave your old retirement account behind. Rolling over your employer-sponsored plan—like a 401(k) or 403(b)—into an IRA or new employer’s plan keeps your money growing tax-deferred and gives you more control over your investments.

How to Plan for a Tax Free Retirement

April 4, 2025

The Big Picture:

For years, baby boomers drove the housing market, and much of the economy, as they moved into their first homes, began raising families, and moved-up to larger homes finally ending-up in the “McMansions” we’re all familiar with today. The boomers are now older—they’re no longer moving up. In fact, they’re just beginning to “decumulate” and downsize.

Archive

Getting Ready to Change Jobs?

A Zero Percent Return Can Be Powerful!

The Insurance Illustration Landscape is changing

HAVE YOU CALLED A FAMILY MEETING?

SEEKING OPTIMAL RETIREMENT INCOME

RETHINKING PRIORITIES? SOME THOUGHTS FOR 2016

Should Investing Be Fun?

LOOK FOR LOWER PAYOUTS ON GUARANTEED INSURANCE LIFETIME PAYOUTS

ROLLOVER MISTAKES ARE OFTEN IRREVOCABLE

WOMEN STILL FACE FINANCIAL CHALLENGES

Most Popular:

How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement

The Future of Social Security

Tariffs, Trade Wars and the Cost of Guacamole

“How Can I Increase My Social Security Benefit?”

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Jim's Money Blog

How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement