Archive

Here's a short alt tag for the image: Smiling man in suit and glasses.

Retirement

Annuity Income May Contain a Hidden Surprise

Jim Lorenzen, CFPÂ®, AIFÂ® Annuity income may feel secure; but, is it really? Once you realize that money is worth only what it can purchase,

August 24, 2016

Here's an alt tag for the image: `Hand calculating figures with pen and calculator.`

Planning

Buying An Annuity? Keep it Simple!

Jim Lorenzen, CFPÂ®, AIFÂ® It isn’t uncommon for people to buy things they don’t need; and when it comes to annuities, it’s often no different,

August 17, 2016

Here's an alt tag for the image: `Analyzing financial data with calculator and pen`

Retirement

Optimizing Retirement Income: Combine Actuarial Science with Investments.

You’ve probably heardabout “The 4% Rule” – it’s been an ‘accepted’ rule-of-thumb for years that a retiree could withdraw 4% of his or her initial

August 10, 2016

Here's an alt tag for the image: Businesswoman struggling in water, reaching for life preserver.

Retirement

The 401K Failure

Are we in the midst of a 401(k) failure? Some time ago,PBS aired an excellent program on retirement and how the various generation, including baby

August 3, 2016

Here's a short alt tag for the image: Smiling businessman in suit and glasses.

Planning

HEALTH CARE COSTS MAY EAT HALF OF YOUR SOCIAL SECURITY INCOME

Jim Lorenzen, CFPÂ®, AIFÂ® The 2016 Retirement Health Care Costs Data Report recently released by Healthview Services found that health care costs are continuing to

July 27, 2016

Here's an alt tag for the image: `Person facing three paths, making a decision.`

Planning

Pension Plan Retirement Options

Jim Lorenzen, CFPÂ®, AIFÂ® Choosing between pension options can be a difficult task. Choosing an option that guarantees your spouse pension benefits after your death

July 13, 2016

Here's an alt tag for the image: Financial freedom is just around the corner.

Investing

Investment Returns Can Be Misleading.

Jim Lorenzen, CFPÂ®, AIFÂ® This sign represents the off-ramp many pre-retirees are seeking; but, there are usually many unforeseen detours before getting there; and, too

July 6, 2016

Here's an alt tag for the image: `Overwhelmed woman surrounded by paperwork`

Planning

Rollover Mistakes Could Be Irrevocable!

Jim Lorenzen, CFPÂ®, AIFÂ® According to Cerulli Associates, rollovers from 401(k)s and other retirement plans will cause IRA assets to reach $12 trillion by 2020,

June 29, 2016

Here's a short alt tag for the image: `Hands reviewing financial documents and charts.`

Investing

The Road to Retirement = 4 Simple Steps

Jim Lorenzen, CFPÂ®, AIFÂ® When I was young, my father once advised, “Jim, just save 10-cents out of every dollar you ever earn and you’ll

June 22, 2016

Here's a short alt tag for the image: `Hand reviewing financial statement details.`

Planning

RMD’s: A Quick 4-Tip Checklist for Baby Boomers

James Lorenzen, CFPÂ®, AIFÂ® Remember the 1990s? That was when every business channel had multiple programs with business gurus picking and ranking mutual funds. It

June 15, 2016

Most Popular:

How to Plan for a Tax Free Retirement

Tariffs, Trade Wars and the Cost of Guacamole

“How Can I Increase My Social Security Benefit?”

If you’ve changed jobs or are getting ready to retire, don’t leave your old retirement account behind. Rolling over your employer-sponsored plan—like a 401(k) or 403(b)—into an IRA or new employer’s plan keeps your money growing tax-deferred and gives you more control over your investments.

How to Plan for a Tax Free Retirement

April 4, 2025

The Big Picture:

For years, baby boomers drove the housing market, and much of the economy, as they moved into their first homes, began raising families, and moved-up to larger homes finally ending-up in the “McMansions” we’re all familiar with today. The boomers are now older—they’re no longer moving up. In fact, they’re just beginning to “decumulate” and downsize.

Archive

Annuity Income May Contain a Hidden Surprise

Buying An Annuity? Keep it Simple!

Optimizing Retirement Income: Combine Actuarial Science with Investments.

The 401K Failure

HEALTH CARE COSTS MAY EAT HALF OF YOUR SOCIAL SECURITY INCOME

Pension Plan Retirement Options

Investment Returns Can Be Misleading.

Rollover Mistakes Could Be Irrevocable!

The Road to Retirement = 4 Simple Steps

RMD’s: A Quick 4-Tip Checklist for Baby Boomers

Most Popular:

How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement

The Future of Social Security

Tariffs, Trade Wars and the Cost of Guacamole

“How Can I Increase My Social Security Benefit?”

© James Lorenzen. All rights reserved

Jim's Money Blog

How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement