How Much Should You Be Saving?
A recent survey by the Employee Benefit Research Institute reveals that 20% of respondents believe they should save 20% to 29% of their income for
A recent survey by the Employee Benefit Research Institute reveals that 20% of respondents believe they should save 20% to 29% of their income for
“Will your interest be placed first?” There are lots of good brokers and investment advisors, but it’s up to you to ensure your interest is
You’ve heard the annuity pitch. It says you can participate in market gains while being protected against loss! But do you really need to buy an annuity
Last weekend I was going through my email in-box and found a company offering to supply me with a proven system for attracting new clients
That’s what we’ve always been told! But, how many of us have ever really run the numbers? A recent case from indicates what most of
The taxpayer relief act – I love that name since tax rates went up – raised the top tax rates that trusts pay on income. So,
Not so fast. It’s common for a 60-something business owner to count on finding a buyer, selling for an attractive figure, then live off the
You own an illiquid asset (land, buildings, etc) and you’d like to sell; but, you don’t want to get hammered with capital gains taxes (now
Here’s a quick checklist, courtesy of Kathleen McBride, Editor-in-Chief of Wealth Channel, AdvisorOne. You may want to sit down with your estate-planning attorney and review it
Hey, they ain’t making any more of it! Unlike the dollar, the government can’t print real estate; so, I’ve been a long proponent of real estate
We all know the Fed target is 2% inflation; but, since COVID-19 and all the accompanying spending, it’s been tough going for the Fed. While the rate of inflation has been slowly declining, it’s still stubbornly around 3% – and with people living longer, it can still spell disaster for those facing retirement, especially with longer life expectancies.
Retirement milestones should actually begin the day you leave school and enter the workforce; but few people think about retirement at that age. They’re too busy starting careers. If they achieve early success, they won’t even be worried about retirement. It’s been my experience that it’s after age 50 they come through my door. By that time they’re done with stock tips and chasing rainbows. Age 50 has a way of making all of us start thinking.