Tag: Financial planning

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Estate

Here’s Your 10-Point Financial Discussion Checklist!

Jim Lorenzen, CFPÂ®, AIFÂ® How does your financial future look? Your chances for financial freedom will depend on how well you’ve covered your bases! Here’s

January 13, 2019

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Investing

Should You Graduate From Mutual Funds?

Jim Lorenzen, CFPÂ®, AIFÂ® It’s probably a safe assumption that most individual investors began their investment programs with mutual funds and have built their 401(k)s,

December 10, 2018

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Family Issues

Your Cash Value Life Insurance Has Value!

Jim Lorenzen, CFPÂ®, AIFÂ® People often purchase cash value permanent insurance, throw the policy in a drawer or filing cabinet, and forget about it. This

April 16, 2018

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Life Insurance

How to Turn a $350,000 IRA into $600,000 for Your Heirs!

Jim Lorenzen, CFPÂ®, AIFÂ® IRS mandated withdrawals from retirement accounts – required minimum distributions (RMDs) – must begin by April following the year people turn

April 2, 2018

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Life Insurance

Interested in Charitable Giving? You May Want a Wealth Replacement Trust!

Jim Lorenzen, CFPÂ®, AIFÂ® Charitable giving is a way you can truly leave a legacy beyond our own family; However, believe it or not, few

March 19, 2018

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Investing

How Will Rising Interest Rates Affect Stocks?

Jim Lorenzen, CFPÂ®, AIFÂ® … and what do rising interest rates (and inflation) mean to your long-term success? Maybe less than you think… or is

March 5, 2018

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Investing

Why Do Individual Investors Seem to Always Lag Behind Market Returns?

Jim Lorenzen, CFPÂ®, AIFÂ® A recent study by Morningstar, a leading mutual fund research firm, compared mutual fund returns with the gains individual investors actually

February 19, 2018

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Investing

Should You Buy TERM Insurance and INVEST the Difference?

Jim Lorenzen, CFPÂ®, AIFÂ® BUY TERM INSURANCE! INVEST THE DIFFERENCE! That’s the mantra that’s been preached (mostly by tv gurus selling their DVDs) since the

February 5, 2018

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Annuities

Thinking of Buying An Annuity? Do Your Homework.

Jim Lorenzen, CFPÂ®, AIFÂ® If you’re thinking of purchasing an annuity, here’s a report you might find helpful. I seldom use annuities for client

January 22, 2018

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Estate

Here’s Your Important Document Checklist!

Jim Lorenzen, CFPÂ®, AIFÂ® A fiduciary advisor is good to have; but, YOU are a kind of fiduciary, too! Your family depends on you,

January 8, 2018

Most Popular:

Bad Tax Planning begins when you believe your 401(k)/IRA statements.

DOGE Wants to “Streamline” Social Security – That will be interesting.

No Tax on Social Security Benefits?

Get Ready for Some Possible Tax Increases!

Bad Tax Planning begins when you believe your 401(k)/IRA statements.

February 18, 2025

If you have $500,000 in your 401(k) or IRA, it’s not really $500.000. That’s a tax planning mistake most people make going right out of the gate. If you’re married and filing jointly, it’s more likely you could have $325,000 (35% tax bracket) or just $315,000 (37% tax bracket).

DOGE Wants to “Streamline” Social Security – That will be interesting.

February 10, 2025

The three largest expenses in the federal budget are Social Security/Medicare, interest on the debt, and defense.

Tag: Financial planning

Here’s Your 10-Point Financial Discussion Checklist!

Should You Graduate From Mutual Funds?

Your Cash Value Life Insurance Has Value!

How to Turn a $350,000 IRA into $600,000 for Your Heirs!

Interested in Charitable Giving? You May Want a Wealth Replacement Trust!

How Will Rising Interest Rates Affect Stocks?

Why Do Individual Investors Seem to Always Lag Behind Market Returns?

Should You Buy TERM Insurance and INVEST the Difference?

Thinking of Buying An Annuity? Do Your Homework.

Here’s Your Important Document Checklist!

Most Popular:

Bad Tax Planning begins when you believe your 401(k)/IRA statements.

DOGE Wants to “Streamline” Social Security – That will be interesting.

No More Zero Interest Rates!

Get Ready for Some Possible Tax Increases!

© James Lorenzen. All rights reserved

Jim's Money Blog

Bad Tax Planning begins when you believe your 401(k)/IRA statements.

DOGE Wants to “Streamline” Social Security – That will be interesting.