Planning
Remember 1966? How About 1967?
Retirement decisions can be momentous. Which year you would have remembered would depend on if you retired back then… and which year!
June 28, 2022
Tag: Financial planning
Uncategorized
A SECURE Act Defense Strategy
Congress labeled it the SECURE Act, because it’s a better sell to the public. But, what Uncle Sam really wanted to do was make their spending programs more secure – hence, securing reelection.
June 6, 2022
IRAs
Beware of Tax Torpedoes and the IRMAA Cliff
Tax traps are waiting. Did you it’s possible to be smack in the middle of the 22% tax bracket, yet taking an additional $1,000 in income could make that additional money taxable at 40%? It can happen to some taxpayers. In fact, there are other pitfalls many aren’t aware of, as well.
April 11, 2022
Inflation
Retirement Planning with Rising Rates and Inflation
Retirement planning was much easier during working years than the challenge of managing after retirement. During the working years it’s relatively simple: just keep stashing money into your retirement plan and let the markets, over decades, do the rest!
February 22, 2022
IRAs
Do You Have A System for Managing Retirement Income?
Longevity risk is real. Accumulating assets for retirement was a lot easier than managing retirement income. Now you practically have to be an actuary to make sure your money doesn’t run out before you do!
October 22, 2021
Planning
To Roll or Not to Roll
Rollover advice isn’t always straightforward – it’s often conflicted. There are issues you should address before you act.
January 7, 2021
Planning
RMDs: We’re Baaaack!
RMDs are back for 2021! Make sure you don’t get his with penalties.
December 14, 2020
Medicare
Medicare Advantage Plans May Come With Unpleasant Surprises.
Maybe you should think twice before buying a Medicare Advantage plan from a football player.
November 30, 2020
Planning
Systematic Roth Conversion Strategies Can Be Powerful….
Do you know what a systematic Roth conversion is? It’s worth knowing!
November 10, 2020
Family Issues
When A Loved One Dies
When a loved one dies, it can be a bit chaotic. I remember when my parents passed away, they had lived a very long and happy life.
October 27, 2020