Category: Life Insurance

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Investing

How Will Rising Interest Rates Affect Stocks?

Jim Lorenzen, CFPÂ®, AIFÂ® … and what do rising interest rates (and inflation) mean to your long-term success? Maybe less than you think… or is

March 5, 2018

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Investing

Should You Buy TERM Insurance and INVEST the Difference?

Jim Lorenzen, CFPÂ®, AIFÂ® BUY TERM INSURANCE! INVEST THE DIFFERENCE! That’s the mantra that’s been preached (mostly by tv gurus selling their DVDs) since the

February 5, 2018

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Estate

Here’s Your Important Document Checklist!

Jim Lorenzen, CFPÂ®, AIFÂ® A fiduciary advisor is good to have; but, YOU are a kind of fiduciary, too! Your family depends on you,

January 8, 2018

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Inflation

Managing Retirement Income Decisions During Retirement

Jim Lorenzen, CFPÂ®, AIFÂ® Managing retirement income has never been easy. Those who retired in the early 1970s saw interest rates rise dramatically, then fall

November 27, 2017

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Business Owners

What To Do With Business Sale Proceeds

Jim Lorenzen, CFPÂ®, AIFÂ® When you receive business sale proceeds, you’ll likely pay a capital gains tax; but, that may not be the end

October 30, 2017

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Family Issues

Old-Age Financial Security: Silence is NOT Golden, yet Some aren’t talking!

Jim Lorenzen, CFPÂ®, AIFÂ® Generational planning didn’t seemimportant for old age financial security in my grandparent’s day. They were living at a time when Social

July 17, 2017

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Investing

Should You Buy Term Insurance and Invest the Difference?

Jim Lorenzen, CFPÂ®, AIFÂ® I first heard this mantra in the 1970s. It resurfaced again in the ’80s and again in the 90s. Funny thing

March 22, 2017

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Life Insurance

What’s Your Focus?

Jim Lorenzen, CFPÂ®, AIFÂ® Most people buy life insurance based on the same outdated advice they’ve been given for years. It’s predictable: buy term –

March 14, 2017

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Business Owners

Is Your Business A Ticking Grenade?

Jim Lorenzen, CFPÂ®, AIFÂ® Did you know that as much as 80% to 90% of many business owner’s net worth is tied-up in their businesses?

February 28, 2017

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Life Insurance

Will My Money Last?

Jim Lorenzen, CFPÂ®, AIFÂ® Scott and Linda (not their real names) are in their 50s and have done a lot of things right: They’ve worked

January 31, 2017

Most Popular:

How to Plan for a Tax Free Retirement

Tariffs, Trade Wars and the Cost of Guacamole

“How Can I Increase My Social Security Benefit?”

If you’ve changed jobs or are getting ready to retire, don’t leave your old retirement account behind. Rolling over your employer-sponsored plan—like a 401(k) or 403(b)—into an IRA or new employer’s plan keeps your money growing tax-deferred and gives you more control over your investments.

How to Plan for a Tax Free Retirement

April 4, 2025

The Big Picture:

For years, baby boomers drove the housing market, and much of the economy, as they moved into their first homes, began raising families, and moved-up to larger homes finally ending-up in the “McMansions” we’re all familiar with today. The boomers are now older—they’re no longer moving up. In fact, they’re just beginning to “decumulate” and downsize.

Category: Life Insurance

How Will Rising Interest Rates Affect Stocks?

Should You Buy TERM Insurance and INVEST the Difference?

Here’s Your Important Document Checklist!

Managing Retirement Income Decisions During Retirement

What To Do With Business Sale Proceeds

Old-Age Financial Security: Silence is NOT Golden, yet Some aren’t talking!

Should You Buy Term Insurance and Invest the Difference?

What’s Your Focus?

Is Your Business A Ticking Grenade?

Will My Money Last?

Most Popular:

How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement

The Future of Social Security

Tariffs, Trade Wars and the Cost of Guacamole

“How Can I Increase My Social Security Benefit?”

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Jim's Money Blog

How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement