Investing
Did You Know the Government Subsidizes Market Losses in Traditional IRA and 401K accounts?
True! Market losses aren’t all yours. The IRS subsidizes part of them.
October 28, 2022
Category: IRAs
Estate
Planning for Retirement? Here are a few tips!
For some people, planning for retirement can feel like trying to eat an elephant; but, it doesn’t have to be that way. Before making big decisions, it’s always important to get the ducks lined-up first.
September 29, 2022
Investing
To Roll or Not to Roll
Good question. Whether or not you should roll-over your retirement funds to an IRA….. it depends (#1 in the consultant’s handbook of responses).
May 13, 2022
IRAs
Does The SECURE Act Make You More Secure?
Looking for retirement security?
Government spending has been out of control for decades and Congress needs to raise revenue. So, they passed The SECURE (Setting Every Community Up for Retirement Enhancement) Act in December 2019. It may secure the government’s future; but, one provision may make your heir’s retirement a little less secure.
April 29, 2022
IRAs
2022 Decisions Can Affect 2024 Taxes for Some!
Expecting a big capital gains or other tax event this year? It might mean an unexpected tax surprise that can affect your Medicare premiums two years from now!
April 18, 2022
IRAs
Beware of Tax Torpedoes and the IRMAA Cliff
Tax traps are waiting. Did you it’s possible to be smack in the middle of the 22% tax bracket, yet taking an additional $1,000 in income could make that additional money taxable at 40%? It can happen to some taxpayers. In fact, there are other pitfalls many aren’t aware of, as well.
April 11, 2022
IRAs
Roth Conversions Can Be Advantageous, but Not for Everyone.
There may be times when a Roth conversion may be advantageous; but there are others when it may not be your best move.
January 4, 2022
IRAs
Do You Have A System for Managing Retirement Income?
Longevity risk is real. Accumulating assets for retirement was a lot easier than managing retirement income. Now you practically have to be an actuary to make sure your money doesn’t run out before you do!
October 22, 2021
IRAs
How Long Will Your Retirement Money Last?
Longevity risk is real. Accumulating assets for retirement was a lot easier than managing retirement income. Now you practically have to be an actuary to make sure your money doesn’t run out before you do!
October 21, 2021
IRAs
Can Your IRA Grow Too Big?
A Roth conversion for some IRA assets may provide more tax savings than you realize.
September 28, 2021
