The Spousal IRA Rollover Mistake That Triggered a $100,000 Penalty.
Lucy inherited more than $2.5 million in IRA assets from her late husband, Bill. As a surviving spouse, she had several choices for handling the account.
July 14, 2026
Category: IRAs
Retiring With a Large IRA Comes with Tax Traps
You’ve worked and saved all your life and have built a large retirement nest-egg. And if inflation hasn’t been bad enough—a million dollars isn’t what it used to be— you now face other issues – tax traps!
July 2, 2026
RMDs: The Retirement Tax Bill Most People Don’t See Coming
Retirement planning isn’t just about how much you’ve saved—it’s about not getting clobbered with excess taxes later. Managing RMDs is key!
February 3, 2026
What a Million Dollar Retirement Really Buys
Think a million dollars guarantees an easy retirement? See what a $1M portfolio really buys today, how far it goes in real life, and why your plan matters more than the number.
December 1, 2025
November 10, 2025
Don’t Miss Your Roth Conversion Window
If you’ve built a large retirement nest egg, you’ve also built a large tax problem.
August 18, 2025
7 Retirement Mistakes Pre-Retirees Need to Avoid.
If you’re within 5-10 years of retirement and have built a portfolio north of $1 million, congratulations—you’ve done the hard part. Now, it’s about avoiding retirement mistakes.
July 22, 2025
Annuities
Want to Defer RMD Taxable Income? Try a QLAC!
Why are QLACs getting a attention now? Two reasons: (1) SECURE Act 2.0, and (2) rising interest rates.
June 3, 2024
IRAs
Facing Retirement Account Rollover Decisions?
Believe it or not, you’ll have a number of options available to you – and it pays to do your homework before making decisions that could be irrevocable – and costly.
March 13, 2024
IRAs
Roth Accounts Provide Many Advantages – But Congress Could Provide the Wild Card.
But Congress Could Provide the Wild Card. Roth accounts can be attractive, especially when viewed through the lens of our national debt and the possibility (probability?) of higher taxes in the future to fund that debt.
August 7, 2023