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Category: Uncategorized

Uncategorized

7% Return? From the U.S. Treasury?

Yes, Virginia, Series I bonds sold from November 2021 through April 2022 earn interest at 7.12%. Oops.

April 26, 2022

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IRAs

SECURE Act 2.0?

Remember when we heard the SECURE Act eliminated the stretch IRA for most all non-spouse beneficiaries?

June 9, 2021

Uncategorized

What Does A Tax Strategy Look Like?

There are many possible tax strategies available. The question, of course, is which, if any, are appropriate for you.

March 11, 2021

Uncategorized

Happy Thanksgiving: Should you be thankful for the electoral college?

Jim Lorenzen, CFPÂ®, AIFÂ® You’re probably wondering, “What does the electoral college debate have to do with Thanksgiving? Nothing. It maybe has more to do

November 21, 2016

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Uncategorized

Should Investing Be Fun?

Jim Lorenzen, CFPÂ®, AIFÂ® “If you think investing is fun, you’re doing something wrong.” – Warren Buffett I’ll never forget visiting with a nice couple

February 1, 2016

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Uncategorized

LOOK FOR LOWER PAYOUTS ON GUARANTEED INSURANCE LIFETIME PAYOUTS

Jim Lorenzen, CFPÂ®, AIFÂ® Virtually all insurance companies will be using the newer 2012 mortality tables in 2016. Why is that important? The answer is

January 26, 2016

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Uncategorized

Will the Fed Act To Raise Rates Today?

A slim majority of economists don’t believe they will. We’ll soon see if these ‘experts’ are right.

September 17, 2015

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Retirement

How Will Rising Interst Rates Affect Your Bond Values?

Rising interest rates can have an effect on bond values. After all, if you’re holding a bond paying 2% and interest rates for comparable bonds

August 26, 2015

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Life Insurance

To Roth or Not to Roth – Should You Do a Conversion?

Jim Lorenzen, CFPÂ®, AIFÂ® Steven Elwell, a CFPÂ® practitioner in Amherst, NY recently wrote a nice piece for NerdWallet on this subject. In his piece,

July 8, 2015

Most Popular:

How to Plan for a Tax Free Retirement

Tariffs, Trade Wars and the Cost of Guacamole

“How Can I Increase My Social Security Benefit?”

If you’ve changed jobs or are getting ready to retire, don’t leave your old retirement account behind. Rolling over your employer-sponsored plan—like a 401(k) or 403(b)—into an IRA or new employer’s plan keeps your money growing tax-deferred and gives you more control over your investments.

How to Plan for a Tax Free Retirement

April 4, 2025

The Big Picture:

For years, baby boomers drove the housing market, and much of the economy, as they moved into their first homes, began raising families, and moved-up to larger homes finally ending-up in the “McMansions” we’re all familiar with today. The boomers are now older—they’re no longer moving up. In fact, they’re just beginning to “decumulate” and downsize.

Category: Uncategorized

7% Return? From the U.S. Treasury?

SECURE Act 2.0?

What Does A Tax Strategy Look Like?

Happy Thanksgiving: Should you be thankful for the electoral college?

Should Investing Be Fun?

LOOK FOR LOWER PAYOUTS ON GUARANTEED INSURANCE LIFETIME PAYOUTS

Happy Thanksgiving!

Will the Fed Act To Raise Rates Today?

How Will Rising Interst Rates Affect Your Bond Values?

To Roth or Not to Roth – Should You Do a Conversion?

Most Popular:

How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement

The Future of Social Security

Tariffs, Trade Wars and the Cost of Guacamole

“How Can I Increase My Social Security Benefit?”

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Jim's Money Blog

How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement