Estate
Here’s Your 10-Point Financial Discussion Checklist!
Jim Lorenzen, CFP®, AIF® How does your financial future look? Your chances for financial freedom will depend on how well you’ve covered your bases! Here’s
January 13, 2019
Tag: Reducing Risk
Investing
Should You Graduate From Mutual Funds?
Jim Lorenzen, CFP®, AIF® It’s probably a safe assumption that most individual investors began their investment programs with mutual funds and have built their 401(k)s,
December 10, 2018
Family Issues
Your Cash Value Life Insurance Has Value!
Jim Lorenzen, CFP®, AIF® People often purchase cash value permanent insurance, throw the policy in a drawer or filing cabinet, and forget about it. This
April 16, 2018
Life Insurance
How to Turn a $350,000 IRA into $600,000 for Your Heirs!
Jim Lorenzen, CFP®, AIF® IRS mandated withdrawals from retirement accounts – required minimum distributions (RMDs) – must begin by April following the year people turn
April 2, 2018
Life Insurance
Interested in Charitable Giving? You May Want a Wealth Replacement Trust!
Jim Lorenzen, CFP®, AIF® Charitable giving is a way you can truly leave a legacy beyond our own family; However, believe it or not, few
March 19, 2018
Investing
How Will Rising Interest Rates Affect Stocks?
Jim Lorenzen, CFP®, AIF® … and what do rising interest rates (and inflation) mean to your long-term success? Maybe less than you think… or is
March 5, 2018
Investing
Why Do Individual Investors Seem to Always Lag Behind Market Returns?
Jim Lorenzen, CFP®, AIF® A recent study by Morningstar, a leading mutual fund research firm, compared mutual fund returns with the gains individual investors actually
February 19, 2018
Investing
Should You Buy TERM Insurance and INVEST the Difference?
Jim Lorenzen, CFP®, AIF® BUY TERM INSURANCE! INVEST THE DIFFERENCE! That’s the mantra that’s been preached (mostly by tv gurus selling their DVDs) since the
February 5, 2018
Annuities
Thinking of Buying An Annuity? Do Your Homework.
Jim Lorenzen, CFP®, AIF® If you’re thinking of purchasing an annuity, here’s a report you might find helpful. I seldom use annuities for client portfolios;
January 22, 2018
Estate
Here’s Your Important Document Checklist!
Jim Lorenzen, CFP®, AIF® A fiduciary advisor is good to have; but, YOU are a kind of fiduciary, too! Your family depends on you,
January 8, 2018
