Tag: Reducing Risk

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Estate

Here’s Your 10-Point Financial Discussion Checklist!

Jim Lorenzen, CFPÂ®, AIFÂ® How does your financial future look? Your chances for financial freedom will depend on how well you’ve covered your bases! Here’s

January 13, 2019

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Investing

Should You Graduate From Mutual Funds?

Jim Lorenzen, CFPÂ®, AIFÂ® It’s probably a safe assumption that most individual investors began their investment programs with mutual funds and have built their 401(k)s,

December 10, 2018

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Family Issues

Your Cash Value Life Insurance Has Value!

Jim Lorenzen, CFPÂ®, AIFÂ® People often purchase cash value permanent insurance, throw the policy in a drawer or filing cabinet, and forget about it. This

April 16, 2018

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Life Insurance

How to Turn a $350,000 IRA into $600,000 for Your Heirs!

Jim Lorenzen, CFPÂ®, AIFÂ® IRS mandated withdrawals from retirement accounts – required minimum distributions (RMDs) – must begin by April following the year people turn

April 2, 2018

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Life Insurance

Interested in Charitable Giving? You May Want a Wealth Replacement Trust!

Jim Lorenzen, CFPÂ®, AIFÂ® Charitable giving is a way you can truly leave a legacy beyond our own family; However, believe it or not, few

March 19, 2018

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Investing

How Will Rising Interest Rates Affect Stocks?

Jim Lorenzen, CFPÂ®, AIFÂ® … and what do rising interest rates (and inflation) mean to your long-term success? Maybe less than you think… or is

March 5, 2018

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Investing

Why Do Individual Investors Seem to Always Lag Behind Market Returns?

Jim Lorenzen, CFPÂ®, AIFÂ® A recent study by Morningstar, a leading mutual fund research firm, compared mutual fund returns with the gains individual investors actually

February 19, 2018

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Investing

Should You Buy TERM Insurance and INVEST the Difference?

Jim Lorenzen, CFPÂ®, AIFÂ® BUY TERM INSURANCE! INVEST THE DIFFERENCE! That’s the mantra that’s been preached (mostly by tv gurus selling their DVDs) since the

February 5, 2018

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Annuities

Thinking of Buying An Annuity? Do Your Homework.

Jim Lorenzen, CFPÂ®, AIFÂ® If you’re thinking of purchasing an annuity, here’s a report you might find helpful. I seldom use annuities for client portfolios;

January 22, 2018

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Estate

Here’s Your Important Document Checklist!

Jim Lorenzen, CFPÂ®, AIFÂ® A fiduciary advisor is good to have; but, YOU are a kind of fiduciary, too! Your family depends on you,

January 8, 2018

Most Popular:

Five Sneaky Tax Traps – and How You Can Dodge Them!

IRA Beneficiary Rules for Children are Different.

How to Plan for a Tax Free Retirement

Five Sneaky Tax Traps – and How You Can Dodge Them!

May 27, 2025

Congratulations—you’ve built up a healthy retirement nest egg, maybe even a couple million bucks in a traditional IRA. Cue the applause! No worry about tax traps now! But as you reach retirement and start thinking about how to spend it (or pass it on), Uncle Sam is waiting with a few surprise moves that could mess with your plans. These are the tax traps.

IRA Beneficiary Rules for Children are Different.

May 6, 2025

You’ve just inherited an IRA from someone not your spouse… usually a parent. Guess what! Your rules are different.

Tag: Reducing Risk

Here’s Your 10-Point Financial Discussion Checklist!

Should You Graduate From Mutual Funds?

Your Cash Value Life Insurance Has Value!

How to Turn a $350,000 IRA into $600,000 for Your Heirs!

Interested in Charitable Giving? You May Want a Wealth Replacement Trust!

How Will Rising Interest Rates Affect Stocks?

Why Do Individual Investors Seem to Always Lag Behind Market Returns?

Should You Buy TERM Insurance and INVEST the Difference?

Thinking of Buying An Annuity? Do Your Homework.

Here’s Your Important Document Checklist!

Most Popular:

Five Sneaky Tax Traps – and How You Can Dodge Them!

IRA Beneficiary Rules for Children are Different.

How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement

The Future of Social Security

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Jim's Money Blog

Five Sneaky Tax Traps – and How You Can Dodge Them!

IRA Beneficiary Rules for Children are Different.