Tag: life insurance decsions

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Investing

Which is Better: An IUL or a Roth IRA?

When it comes to building a solid financial future, finding the right investment vehicle can be a daunting task. Comparisons are often made between an IUL (Indexed Universal Life Insurance) and a Roth IRA (Individual Retirement Account) as a choice between getting life insurance or investing in the stock market. While an IUL can give the appearance of doing both; however that’s not really the case – and, often, this can lead to unrealistic expectations.

June 6, 2023

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Life Insurance

Your Insurance Company Just Went Under?

You’ve been paying on an insurance policy for years. Now, you’ve learned your insurance company – the one that top ratings from all the major ratings services – just went bust – what do you do? What could you have done to protect yourself?

November 15, 2019

Economy

A Slick 2017 Market Outlook Infographic!

Jim Lorenzen, CFPÂ®, AIFÂ® Jim Lorenzen, CFPÂ®, AIFÂ® Here’s an interesting market outlook infographic from Vanguard! Thought you might enjoy seeing it! Just click on

April 4, 2017

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Investing

Should You Buy Term Insurance and Invest the Difference?

Jim Lorenzen, CFPÂ®, AIFÂ® I first heard this mantra in the 1970s. It resurfaced again in the ’80s and again in the 90s. Funny

March 22, 2017

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Life Insurance

What’s Your Focus?

Jim Lorenzen, CFPÂ®, AIFÂ® Most people buy life insurance based on the same outdated advice they’ve been given for years. It’s predictable: buy term –

March 14, 2017

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Bad Tax Planning begins when you believe your 401(k)/IRA statements.

DOGE Wants to “Streamline” Social Security – That will be interesting.

No More Zero Interest Rates!

No Tax on Social Security Benefits?

Get Ready for Some Possible Tax Increases!

Jim's Money Blog

Bad Tax Planning begins when you believe your 401(k)/IRA statements.

February 18, 2025

If you have $500,000 in your 401(k) or IRA, it’s not really $500.000. That’s a tax planning mistake most people make going right out of the gate. If you’re married and filing jointly, it’s more likely you could have $325,000 (35% tax bracket) or just $315,000 (37% tax bracket).

DOGE Wants to “Streamline” Social Security – That will be interesting.

February 10, 2025

The three largest expenses in the federal budget are Social Security/Medicare, interest on the debt, and defense.

Tag: life insurance decsions

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