Blog - The Independent Financial Group

Does SECURE Act 2.0 Create a Stealth Tax?

The SECURE Act 2.0 may do a lot to help secure Uncle Sam, but I’m not so sure about the rest of us.

January 23, 2023

Thinking About a Rollover?

No, we’re not training your dog. But, if you’re nearing retirement, you know exactly what a rollover is – and you know it’s a big decision.

January 16, 2023

IRAs With Excess Assets Impact Family Members Too!

After passage of the SECURE Act of 2019, non-spouse IRA beneficiaries are now required to liquidate their inherited IRAs by the end of the 10th year. Often, that means they’ll be withdrawing taxable income from the inherited IRAs during their peak earning years – great gift for Uncle Sam, but not so good for the kids.

January 9, 2023

When Should You Apply for Social Security Benefits?

Mistakes can be costly – and may be permanent!

December 13, 2022

ESG Investing: Really Worthwhile or Just Another Wall Street Gimmick?

The value of ESG – or even what it is – hasn’t been defined. So, it depends on who you ask, how the law is interpreted, and apparently, who’s doing the packaging. Oh, yes, it also depends on how you quantify it.

November 27, 2022

Looking for a Riskless Alternative to Risky Investments?

How about an asset class that doesn’t have the risks of stocks or bonds? One that can provide stability and peace of mind.

November 14, 2022

Did You Know the Government Subsidizes Market Losses in Traditional IRA and 401K accounts?

True! Market losses aren’t all yours. The IRS subsidizes part of them.

October 28, 2022

Planning for Retirement? Here are a few tips!

For some people, planning for retirement can feel like trying to eat an elephant; but, it doesn’t have to be that way. Before making big decisions, it’s always important to get the ducks lined-up first.

September 29, 2022

Customer Service is a Problem at Social Security

Have you tried to call Social Security lately? If so, this won’t come as much of a surprise – customer service is all but non-existent.

August 22, 2022

SECURE Act 2.0: RMD Age Hikes Coming?

RMD age hikes may not be the blessing you think. The question just might be who is more secure? Retirees or future government spending?

August 8, 2022

Archive

Does SECURE Act 2.0 Create a Stealth Tax?

Thinking About a Rollover?

IRAs With Excess Assets Impact Family Members Too!

ESG Investing: Really Worthwhile or Just Another Wall Street Gimmick?

Looking for a Riskless Alternative to Risky Investments?

Did You Know the Government Subsidizes Market Losses in Traditional IRA and 401K accounts?

SECURE Act 2.0: RMD Age Hikes Coming?

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Get Ready for Some Possible Tax Increases!

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Want to Defer RMD Taxable Income? Try a QLAC!

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Jim's Money Blog

Get Ready for Some Possible Tax Increases!

Will My Money Last?