Retirement
What’s New for Social Security in 2023?
There have been some changes to Social Security this year.
March 16, 2023
Archive
IRAs
The Big (Expensive) Rollover Mistake Some People Make
At retirement, some people receive a check from their employer for their 401(k) balance and write a check for deposit into their IRA before the 60-day deadline, just like they were told, to avoid any problems with the IRS. They’ve met the deadline. The money is now in their IRA. They’re clear and the rollover is complete…. or is it?
March 14, 2023
IRAs
What People Get Wrong About Retirement Rollovers
Here’s what people get wrong when making rollover decisions.
February 27, 2023
Retirement
Retirees’ Biggest Decision? It’s Still When to Claim Social Security.
Too many seniors still take the Social Security claiming decision too lightly – it’s a mistake that can cost them tens, if not hundreds, of thousands of dollars of retirement income during their lifetimes. And, often, the decision is made based on false bias or assumptions rather than a solid planning strategy.
February 15, 2023
IRAs
Does SECURE Act 2.0 Create a Stealth Tax?
The SECURE Act 2.0 may do a lot to help secure Uncle Sam, but I’m not so sure about the rest of us.
January 23, 2023
IRAs
Thinking About a Rollover?
No, we’re not training your dog. But, if you’re nearing retirement, you know exactly what a rollover is – and you know it’s a big decision.
January 16, 2023
Family Issues
IRAs With Excess Assets Impact Family Members Too!
After passage of the SECURE Act of 2019, non-spouse IRA beneficiaries are now required to liquidate their inherited IRAs by the end of the 10th year. Often, that means they’ll be withdrawing taxable income from the inherited IRAs during their peak earning years – great gift for Uncle Sam, but not so good for the kids.
January 9, 2023
Retirement
When Should You Apply for Social Security Benefits?
Mistakes can be costly – and may be permanent!
December 13, 2022
Investing
ESG Investing: Really Worthwhile or Just Another Wall Street Gimmick?
The value of ESG – or even what it is – hasn’t been defined. So, it depends on who you ask, how the law is interpreted, and apparently, who’s doing the packaging. Oh, yes, it also depends on how you quantify it.
November 27, 2022
Investing
Looking for a Riskless Alternative to Risky Investments?
How about an asset class that doesn’t have the risks of stocks or bonds? One that can provide stability and peace of mind.
November 14, 2022
