Retirement planning and college funding are, for many parents, hopelessly connected. The reason is simple: Whatever is spent on college usually comes at the expense
Did you know it’s possible for a grandparent to gift $10,000 to a grandchild for a college education and end up costing the family up
Mantaining a sound investment strategy can help put your children on the road to a valuable four-year college degree. Did you know that on average,
The Great Recession has many older Americans considering the prospects of staying in the workforce past their normal retirement again. But, working past your normal
Itdepends on how you do it! Changing or leaving a job can be a tumultuous experience. Even under the best of circumstances, making a career
Ready for Retirement? Are you ready for retirement? Here are five words you should consider. Here’s some food-for-thought from the Financial Planning Association: Three Key
Jim Lorenzen, CFP®, AIF® Before you can take income from a nest-egg, you have to HAVE a nest-egg; but, getting there takes more than discipline
Enter Longevity Insurance– But Look Closely Before You Buy. You name the fear, the financial industry will come up with a solution to sell. These
Owners of closely-held businesses have long understood the value of insurance as a funding tool for executive retention, transition planning, and enhanced retirement benefits; but,
Did you know thatproperty transferred in excess of the unified credit equivalent will ultimately be subject to estate tax in the estate of the surviving
If you have $500,000 in your 401(k) or IRA, it’s not really $500.000. That’s a tax planning mistake most people make going right out of the gate. If you’re married and filing jointly, it’s more likely you could have $325,000 (35% tax bracket) or just $315,000 (37% tax bracket).
The three largest expenses in the federal budget are Social Security/Medicare, interest on the debt, and defense.
