“Will my money last?” is a common question. Retirement requires decision-making – and decision-making requires answers to questions those facing retirement need to answer. The best first step is a retirement needs analysis to begin the journey.
Do these questions sound familiar?
- Do I have enough money to retire?
- Will my money last? How long?
- Under different inflation rates?
- Under different tax rates?
- How will the sunsetting of current tax law the end of next year affect me?
- How will unforeseen emergencies (roof replacement, medical, etc.) even five or ten years from now affect my future security?
- When should I apply for Social Security? Medicare? How do I choose a plan?
- What will my required minimum distributions (RMDs) be and when will they begin?
- How will my RMDs affect my Medicare premiums
- What will taxes be on my Social Security benefits and how can they be reduced?
- How can I protect against future tax increases during my later retirement years?
Planning your financial future is like planning a journey – so you can end-up at a destination you’ll like – doesn’t have to feel like work. In fact, it can be fun! But, you don’t want to be like he Griswalds who travelled 2,000 miles to find Wally World closed.
Would you like to know where you are today – and if you’re on-track to reach your goals?
Is it worth $600 to you to find out? You can have an objective, straightforward, needs analysis – something that shows you where you are today and where you’re headed.
There’s nothing to buy. Once it’s completed and you have your full report, you can decide – on your own – if you would like to collaborate with me on the creation of your own life financial plan. There’s no obligation and no pressure (I don’t work that way).
Your Needs Analysis will show you a formal look at your:
- Your Current Personal Information and a Summary of Financial Goals
- Summary of all Resources available to meet your Goals and a Retirement Time-Line
- Investment Assets by Asset Class and Tax Category – important to asset location strategies
- Summary and Detail of Net Worth from All Resources
- Current Portfolio Allocation with details about ‘under the hood’ characteristics, including risk
- Probability of Success based on your Prioritized Goals and Resources
- Complete Worksheet Detail showing your Retirement Distribution Cash Flow Chart – this can be an eye-opener.
- Worksheet Detail – Inside the Numbers Final Results with a Probabilities Analysis
You’ll also be provided with relevant checklists and flow charts to help you on your way. So, if you’re asking, “Will my money last?”, here’s where you can get started.
There are two ways to get started: Pick the one you like best!
- Tell me your priorities and book your Introductory Call and the next step will be an office appointment where we can meet to assemble the needed information, or
- Email me: Jim@indfin.com and tell me you want the $600 Needs Analysis offer and I’ll get you set-up to provide the initial inputs yourself! Check out this video:
Are you and your spouse on the same page? You might be surprised! Finding out can be fun. MyBlocks helps make a game out of it! Here’s how it works!
Begin your financial journey today! It’s safe and secure – no need to enter sensitive identifying information – and you’ll be on your way! Enjoy!
