Variable Annuities – Have You Looked “Under the Hood”?
Investors often purchase annuities without really understanding what they bought, usually because the sometimes over-hyped guarantees sound so good their eyes tend to glaze over.
Investors often purchase annuities without really understanding what they bought, usually because the sometimes over-hyped guarantees sound so good their eyes tend to glaze over.
Ask anyone. Most investors tend to associate risk with loss. But losing money can happen without market risk every day: Congress can raise taxes, inflation
Does it make sense to invest in down markets? Some people simply quit investing and avoid the market altogether. This may be the wrong decision!
Remember when gas was 35-cents a gallon? You could fill a 10-gallon tank for $3.50! I know; I did – it was a small hatch-back. Heck, I
You know…. the one with your parents… or your children. Not yet? Procrastination is easy. It’s something you can always do later, right? Maybe not.
The problem with easy answers is that easy answers aren’t always the best. The investment industry has many product manufacturers eager to pounce on any
While politicians continue to debate health care, many people are worried about how to afford it. Health insurance has been a hot topic ever since
Many years ago, back during my days in publishing, I read an exchange between Jack Nicklaus and Lee Trevino – this was when Jack Nicklaus
Many doctors are overworked and making less. Now, with Medicare reimbursement revenue being cut, new business models may be on the way. As medical costs have
The heirs of actor James Gandolfini, best known for playing mobster Tony Soprano, aren’t likely to be too happy with his tax advisors. The actor
We all know the Fed target is 2% inflation; but, since COVID-19 and all the accompanying spending, it’s been tough going for the Fed. While the rate of inflation has been slowly declining, it’s still stubbornly around 3% – and with people living longer, it can still spell disaster for those facing retirement, especially with longer life expectancies.
Retirement milestones should actually begin the day you leave school and enter the workforce; but few people think about retirement at that age. They’re too busy starting careers. If they achieve early success, they won’t even be worried about retirement. It’s been my experience that it’s after age 50 they come through my door. By that time they’re done with stock tips and chasing rainbows. Age 50 has a way of making all of us start thinking.