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Are these things worth anything? … or nothing. Risk questionnaires have played a major role in retirement and investment planning for as long as I

We’ve all heard it.  We’ve all read it.  Most managers fail to match, let alone beat, the market.   Actually, it makes sense!  And, there’s a very

If history is any guide, we may already know the answer. Politicians will take the easy way out. Given the increasing deficits, the outlook for