[email protected]

Category: Taxes

Here's an alt tag for the image: `Decision-making: choosing a path ahead`

Life Insurance

CDs, Fixed Annuities, and Indexed Annuities Share Some Common Risks- copy

The most common risk associated with all fixed-rate investments is interest rate risk, but it doesn’t end there.

October 14, 2019

Here's an alt tag for the image: Smiling senior man holding money, secret.

Life Insurance

How To Disinherit Your Unnamed Beneficiary

RMDs can present a tax trap for the unwary. Here’s a 4-point checklist to help you avoid the pitfalls.

October 10, 2019

Here's an alt tag for the image: Stressed woman overwhelmed by paperwork.

Life Insurance

Your IRA Has An Unnamed Beneficiary!

RMDs can present a tax trap for the unwary. Here’s a 4-point checklist to help you avoid the pitfalls.

October 7, 2019

Here's an alt tag for the image: Family celebrating birthday outdoors.

Planning

Changes To Medicare Plans to Begin Soon!

RMDs can present a tax trap for the unwary. Here’s a 4-point checklist to help you avoid the pitfalls.

October 3, 2019

Here's an alt tag for the image: `Minimum requirement word search puzzle`

Planning

I.R.S. RULING MIGHT CREATE TIMING ISSUES

RMDs can present a tax trap for the unwary. Here’s a 4-point checklist to help you avoid the pitfalls.

September 30, 2019

Here's an alt tag for the image: `Coffee, crossword puzzle, and pen`

IFG Viewpoint & Outlook

Getting Ready to Take a RMD? Here’s a 4-Point Checklist.

RMDs can present a tax trap for the unwary. Here’s a 4-point checklist to help you avoid the pitfalls.

September 26, 2019

Here's an alt tag for the image: Two women enjoying lunch together.

Family Issues

Ageing Issues Make Financial Planning More Important than Ever!

Jim Lorenzen, CFPÂ®, AIFÂ® When I was a kid, no one I knew had Alzheimer’s. Heck, no one my parents knew had it. In fact,

April 21, 2019

Here's an alt tag for the image: `Tax burden outweighing individual.`

Planning

Retirement Withdrawal Strategy May Need a New Twist!

Jim Lorenzen, CFPÂ®, AIFÂ® The right retirement withdrawal strategy shouldn’t follow conventional wisdom blindly. What’s right for you might be very different. Conventional wisdom says

April 7, 2019

Here's an alt tag for the image: `Person reviewing a financial document`

Charitable Giving

Thinking of Giving to Charity? Here are some options for giving!

Jim Lorenzen, CFPÂ®, AIFÂ® Giving to charity? While most anything can be given to charity, these are the more common forms of donated property: Cash:Cash

September 26, 2018

Here's an alt tag for the image: `Person reviewing a paper document.`

Investing

Tax-Advantaged or Tax-Deferred? Do you know the difference?- copy

Jim Lorenzen, CFPÂ®, AIFÂ® Tax-deferred and tax-advantaged are two termsoften used interchangeably and, as a result, often lead to a lot of confusion; but, the

June 11, 2018

Most Popular:

How to Plan for a Tax Free Retirement

Tariffs, Trade Wars and the Cost of Guacamole

“How Can I Increase My Social Security Benefit?”

If you’ve changed jobs or are getting ready to retire, don’t leave your old retirement account behind. Rolling over your employer-sponsored plan—like a 401(k) or 403(b)—into an IRA or new employer’s plan keeps your money growing tax-deferred and gives you more control over your investments.

How to Plan for a Tax Free Retirement

April 4, 2025

The Big Picture:

For years, baby boomers drove the housing market, and much of the economy, as they moved into their first homes, began raising families, and moved-up to larger homes finally ending-up in the “McMansions” we’re all familiar with today. The boomers are now older—they’re no longer moving up. In fact, they’re just beginning to “decumulate” and downsize.

Category: Taxes

CDs, Fixed Annuities, and Indexed Annuities Share Some Common Risks- copy

How To Disinherit Your Unnamed Beneficiary

Your IRA Has An Unnamed Beneficiary!

Changes To Medicare Plans to Begin Soon!

I.R.S. RULING MIGHT CREATE TIMING ISSUES

Getting Ready to Take a RMD? Here’s a 4-Point Checklist.

Ageing Issues Make Financial Planning More Important than Ever!

Retirement Withdrawal Strategy May Need a New Twist!

Thinking of Giving to Charity? Here are some options for giving!

Tax-Advantaged or Tax-Deferred? Do you know the difference?- copy

Most Popular:

How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement

The Future of Social Security

Tariffs, Trade Wars and the Cost of Guacamole

“How Can I Increase My Social Security Benefit?”

© James Lorenzen. All rights reserved

Jim's Money Blog

How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement