Tag: Retirement Strategy

Bad Financial Behavior and How to Avoid It!

Rollercoasters are fun – at the amusement park. Not so much in your retirement account. And that’s where bad financial behavior gets costly.

October 20, 2023

Planning Your Future Without a Roadmap?

You want to begin planning your future life, but aren’t sure how. You want help but don’t know how to get stareted. Sound familiar? It should.

September 14, 2023

Social Security Answers to The Most Pressing – Questions.

Social Security decision-making isn’t as easy as it was for our parents and grandparents. When they became eligible, they simply went downtown (remember those places?) and simply filed.
Not so easy today. Social Security decision-making has become more complex and, unfortunately, because of that, there are few ‘simple’ answers.

July 6, 2023

Which is Better: An IUL or a Roth IRA?

When it comes to building a solid financial future, finding the right investment vehicle can be a daunting task. Comparisons are often made between an IUL (Indexed Universal Life Insurance) and a Roth IRA (Individual Retirement Account) as a choice between getting life insurance or investing in the stock market. While an IUL can give the appearance of doing both; however that’s not really the case – and, often, this can lead to unrealistic expectations.

June 6, 2023

Uncle Sam’s Greed and Your Retirement: Should You Go All-In on Your 401(k)?

Given the size of our growing national debt it’s no wonder so many people believe taxes will be higher in the future. We have an ageing population and there are a number of factors at work: There’s the annual deficit plus money needed to fund Medicare and Social Security, just to mention a few.

May 19, 2023

What Baby Boomers Need to Know About Social Security in 2023!

Social Security claiming decisions aren’t as simple as they may appear. The decisions you make for yourself can impact your spouse, your future taxes, and even the bite Medicare premiums take from your Social Security benefits.

April 11, 2023

SECURE Act 2.0 and How Tax Law Changes Might Change Your Plans.

The SECURE Act includes roughly 100 new rules for retirement affecting both individuals and businesses – all with tax implications and various effective dates. These are the most expansive changes to retirement rules in 40 years.

March 31, 2023

What People Get Wrong About Retirement Rollovers

Here’s what people get wrong when making rollover decisions.

February 27, 2023

Retirees’ Biggest Decision? It’s Still When to Claim Social Security.

Too many seniors still take the Social Security claiming decision too lightly – it’s a mistake that can cost them tens, if not hundreds, of thousands of dollars of retirement income during their lifetimes. And, often, the decision is made based on false bias or assumptions rather than a solid planning strategy.

February 15, 2023

Does SECURE Act 2.0 Create a Stealth Tax?

The SECURE Act 2.0 may do a lot to help secure Uncle Sam, but I’m not so sure about the rest of us.

January 23, 2023

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How to Create A Risk-Free Investment Strategy.

Bad Financial Behavior and How to Avoid It!

Planning Your Future Without a Roadmap?

Do Roth Conversions Make Sense if You’re in a High Tax Bracket?

Roth Accounts Provide Many Advantages – But Congress Could Provide the Wild Card.

Jim's Money Blog

How to Create A Risk-Free Investment Strategy.

November 13, 2023

So, you want to dive into the stock market without losing your sanity or, more importantly, your hard-earned cash? Here’s a strategy that’s not exactly ‘rocket science’ – Here’s a risk-free investment strategy that’s a ‘diet version’ of a financial plan. It surely doesn’t cover all the bases, but it’s sure to spice up your next dinner party conversation.

Bad Financial Behavior and How to Avoid It!

October 20, 2023

Rollercoasters are fun – at the amusement park. Not so much in your retirement account. And that’s where bad financial behavior gets costly.

Tag: Retirement Strategy

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