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Tag: Retirement Planning

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Annuities

YOU Are an Acutary!

Coming into money can create a lot of anxiety if you don’t have a plan. Here’s a tip sheet and LifeGuide that might help!

October 28, 2019

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Life Insurance

CDs, Fixed Annuities, and Indexed Annuities Share Some Common Risks- copy

The most common risk associated with all fixed-rate investments is interest rate risk, but it doesn’t end there.

October 14, 2019

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Life Insurance

How To Disinherit Your Unnamed Beneficiary

RMDs can present a tax trap for the unwary. Here’s a 4-point checklist to help you avoid the pitfalls.

October 10, 2019

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Life Insurance

Your IRA Has An Unnamed Beneficiary!

RMDs can present a tax trap for the unwary. Here’s a 4-point checklist to help you avoid the pitfalls.

October 7, 2019

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Planning

Changes To Medicare Plans to Begin Soon!

RMDs can present a tax trap for the unwary. Here’s a 4-point checklist to help you avoid the pitfalls.

October 3, 2019

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Planning

I.R.S. RULING MIGHT CREATE TIMING ISSUES

RMDs can present a tax trap for the unwary. Here’s a 4-point checklist to help you avoid the pitfalls.

September 30, 2019

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IFG Viewpoint & Outlook

Getting Ready to Take a RMD? Here’s a 4-Point Checklist.

RMDs can present a tax trap for the unwary. Here’s a 4-point checklist to help you avoid the pitfalls.

September 26, 2019

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Inflation

Managing Retirement Income Decisions During Retirement

Jim Lorenzen, CFPÂ®, AIFÂ® Managing retirement income has never been easy. Those who retired in the early 1970s saw interest rates rise dramatically, then fall

November 27, 2017

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Investing

Will Your Retirement Money last? Maybe – with the right ‘Late Life Income’ strategy.

Jim Lorenzen, CFPÂ®, AIFÂ® This past Monday, I retweeted a Fox Business post, Why Your Retirement Savings May Be a Pipedream. A number of my

November 15, 2016

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Investing

TO ROLL? OR, NOT TO ROLL….

Jim Lorenzen, CFPÂ®, AIFÂ® Getting ready to pull the retirement cord? In a previouspost, I had talked about pension options – worth reviewing if that’s

October 20, 2016

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Bad Tax Planning begins when you believe your 401(k)/IRA statements.

DOGE Wants to “Streamline” Social Security – That will be interesting.

No More Zero Interest Rates!

No Tax on Social Security Benefits?

Get Ready for Some Possible Tax Increases!

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Jim's Money Blog

Bad Tax Planning begins when you believe your 401(k)/IRA statements.

February 18, 2025

If you have $500,000 in your 401(k) or IRA, it’s not really $500.000. That’s a tax planning mistake most people make going right out of the gate. If you’re married and filing jointly, it’s more likely you could have $325,000 (35% tax bracket) or just $315,000 (37% tax bracket).

DOGE Wants to “Streamline” Social Security – That will be interesting.

February 10, 2025

The three largest expenses in the federal budget are Social Security/Medicare, interest on the debt, and defense.