RMDs: The Retirement Tax Bill Most People Don’t See Coming
Retirement planning isn’t just about how much you’ve saved—it’s about not getting clobbered with excess taxes later. Managing RMDs is key!
February 3, 2026
Tag: retirement decisions
Can AI Tell Me When I Can Retire?
It’s a typical question posed to AI. The simple answer is it cannot, by itself, answer the big one people are asking more often: Can AI Tell Me When I Can Retire?
December 8, 2025
What a Million Dollar Retirement Really Buys
Think a million dollars guarantees an easy retirement? See what a $1M portfolio really buys today, how far it goes in real life, and why your plan matters more than the number.
December 1, 2025
Should I take social security at 62 or 70? The Real Math for Simi Valley and Moorpark.
Short answer up front: if you’re healthy and can afford to wait, 70 usually wins on lifetime dollars; if cash flow is tight or your health isn’t great, earlier can make sense.
October 20, 2025
How Does a Fed Rate Cut Affect Long-Term Investors?
On September 17, 2025, the Federal Reserve trimmed its benchmark rate by 25 basis points. This was the first fed rate cut since Dec 2024.
September 22, 2025
7 Retirement Mistakes Pre-Retirees Need to Avoid.
If you’re within 5-10 years of retirement and have built a portfolio north of $1 million, congratulations—you’ve done the hard part. Now, it’s about avoiding retirement mistakes.
July 22, 2025
Inflation
Will My Money Last?
If you are one of those asking the ‘will my money last’ question, there’s a way you can find out just what your probabilities are!
August 2, 2024
IRAs
Facing Retirement Account Rollover Decisions?
Believe it or not, you’ll have a number of options available to you – and it pays to do your homework before making decisions that could be irrevocable – and costly.
March 13, 2024
Uncategorized
Tax-Delayed Isn’t Tax-Free
Believe it or not, investing during working years was the easy part. Just keep accumulating! Even better, the money you put aside wasn’t taxable. Such a deal! Tax-delayed doesn’t mean tax-free however.
February 5, 2024
Uncategorized
Bad Financial Behavior and How to Avoid It!
Rollercoasters are fun – at the amusement park. Not so much in your retirement account. And that’s where bad financial behavior gets costly.
October 20, 2023