Blog - The Independent Financial Group

If Inflation is Going Down, Why Don’t People Feel It?

Inflation deflates purchasing power. We all know that. After all, money is worth only what it buys.

December 12, 2023

How to Create A Risk-Free Investment Strategy.

So, you want to dive into the stock market without losing your sanity or, more importantly, your hard-earned cash? Here’s a strategy that’s not exactly ‘rocket science’ – Here’s a risk-free investment strategy that’s a ‘diet version’ of a financial plan. It surely doesn’t cover all the bases, but it’s sure to spice up your next dinner party conversation.

November 13, 2023

Bad Financial Behavior and How to Avoid It!

Rollercoasters are fun – at the amusement park. Not so much in your retirement account. And that’s where bad financial behavior gets costly.

October 20, 2023

Planning Your Future Without a Roadmap?

You want to begin planning your future life, but aren’t sure how. You want help but don’t know how to get stareted. Sound familiar? It should.

September 14, 2023

Do Roth Conversions Make Sense if You’re in a High Tax Bracket?

There are a lot of myths surrounding Roth conversions and this one might rank near the top, and you should know why. It’s important to have some historical perspective.

September 5, 2023

Roth Accounts Provide Many Advantages – But Congress Could Provide the Wild Card.

But Congress Could Provide the Wild Card. Roth accounts can be attractive, especially when viewed through the lens of our national debt and the possibility (probability?) of higher taxes in the future to fund that debt.

August 7, 2023

Older Variable Annuities Can Be Expensive!

Older annuities have grown – and so have their expenses. They may be worth a review.

August 3, 2023

Social Security Answers to The Most Pressing – Questions.

Social Security decision-making isn’t as easy as it was for our parents and grandparents. When they became eligible, they simply went downtown (remember those places?) and simply filed.
Not so easy today. Social Security decision-making has become more complex and, unfortunately, because of that, there are few ‘simple’ answers.

July 6, 2023

The Intersection of Current Events, Banking Crises, and Financial Planning: Navigating Uncertainty with Prudence

It’s been said that the only constant is change and lately it’s been the banking crisis. Financial planning is often more about what we don’t know than what we do know. Lately, we’ve been through COVID, supply chain issues and (ongoing) issues with some of our country’s financial institutions.

June 15, 2023

Which is Better: An IUL or a Roth IRA?

When it comes to building a solid financial future, finding the right investment vehicle can be a daunting task. Comparisons are often made between an IUL (Indexed Universal Life Insurance) and a Roth IRA (Individual Retirement Account) as a choice between getting life insurance or investing in the stock market. While an IUL can give the appearance of doing both; however that’s not really the case – and, often, this can lead to unrealistic expectations.

June 6, 2023

Archive

If Inflation is Going Down, Why Don’t People Feel It?

How to Create A Risk-Free Investment Strategy.

Bad Financial Behavior and How to Avoid It!

Planning Your Future Without a Roadmap?

Do Roth Conversions Make Sense if You’re in a High Tax Bracket?

Roth Accounts Provide Many Advantages – But Congress Could Provide the Wild Card.

Older Variable Annuities Can Be Expensive!

The Intersection of Current Events, Banking Crises, and Financial Planning: Navigating Uncertainty with Prudence

Which is Better: An IUL or a Roth IRA?

Most Popular:

Get Ready for Some Possible Tax Increases!

Will My Money Last?

Protecting Wealth from Inflation

Key Retirement Milestones

Want to Defer RMD Taxable Income? Try a QLAC!

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Jim's Money Blog

Get Ready for Some Possible Tax Increases!

Will My Money Last?