IRAs
Facing Retirement Account Rollover Decisions?
Believe it or not, you’ll have a number of options available to you – and it pays to do your homework before making decisions that could be irrevocable – and costly.
March 13, 2024
Category: Roth conversions
IRAs
Roth Accounts Provide Many Advantages – But Congress Could Provide the Wild Card.
But Congress Could Provide the Wild Card. Roth accounts can be attractive, especially when viewed through the lens of our national debt and the possibility (probability?) of higher taxes in the future to fund that debt.
August 7, 2023
Investing
Which is Better: An IUL or a Roth IRA?
When it comes to building a solid financial future, finding the right investment vehicle can be a daunting task. Comparisons are often made between an IUL (Indexed Universal Life Insurance) and a Roth IRA (Individual Retirement Account) as a choice between getting life insurance or investing in the stock market. While an IUL can give the appearance of doing both; however that’s not really the case – and, often, this can lead to unrealistic expectations.
June 6, 2023
IRAs
Does SECURE Act 2.0 Create a Stealth Tax?
The SECURE Act 2.0 may do a lot to help secure Uncle Sam, but I’m not so sure about the rest of us.
January 23, 2023
IFG Viewpoint & Outlook
SECURE Act 2.0: RMD Age Hikes Coming?
RMD age hikes may not be the blessing you think. The question just might be who is more secure? Retirees or future government spending?
August 8, 2022
IRAs
Beware of Tax Torpedoes and the IRMAA Cliff
Tax traps are waiting. Did you it’s possible to be smack in the middle of the 22% tax bracket, yet taking an additional $1,000 in income could make that additional money taxable at 40%? It can happen to some taxpayers. In fact, there are other pitfalls many aren’t aware of, as well.
April 11, 2022
IRAs
Roth Conversions Can Be Advantageous, but Not for Everyone.
There may be times when a Roth conversion may be advantageous; but there are others when it may not be your best move.
January 4, 2022
IRAs
Retirement Income Planning Gains Importance.
Retirement Income Planning Gains Importance.
May 7, 2021
Planning
To Roll or Not to Roll
Rollover advice isn’t always straightforward – it’s often conflicted. There are issues you should address before you act.
January 7, 2021
Planning
Systematic Roth Conversion Strategies Can Be Powerful….
Do you know what a systematic Roth conversion is? It’s worth knowing!
November 10, 2020
