[email protected]

Category: Annuities

Annuities

Want to Defer RMD Taxable Income? Try a QLAC!

Why are QLACs getting a attention now? Two reasons: (1) SECURE Act 2.0, and (2) rising interest rates.

June 3, 2024

A person standing next to a dollar sign.

Annuities

Older Variable Annuities Can Be Expensive!

Older annuities have grown – and so have their expenses. They may be worth a review.

August 3, 2023

A table with the price of various items.

Annuities

How Can You Make Your Retirement Money Last?

Making your retirement nest-egg last through retirement isn’t easy. Company pension plans have all but disappeared, which means it’s now up to you to be your own actuary. Unfortunately, it’s not something many are equipped to do.

May 4, 2023

Most Popular:

“How Can I Increase My Social Security Benefit?”

Bad Tax Planning begins when you believe your 401(k)/IRA statements.

DOGE Wants to “Streamline” Social Security – That will be interesting.

No More Zero Interest Rates!

No Tax on Social Security Benefits?

Jim's Money Blog

“How Can I Increase My Social Security Benefit?”

February 27, 2025

Not so long ago, baby boomers viewed Social Security as a retirement program for old folks. High-earning boomers felt that Social Security didn’t apply to them because the monthly checks were small, and they believed the system wouldn’t be around when they retired.

Bad Tax Planning begins when you believe your 401(k)/IRA statements.

February 18, 2025

If you have $500,000 in your 401(k) or IRA, it’s not really $500.000. That’s a tax planning mistake most people make going right out of the gate. If you’re married and filing jointly, it’s more likely you could have $325,000 (35% tax bracket) or just $315,000 (37% tax bracket).

Category: Annuities

Most Popular:

© James Lorenzen. All rights reserved