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Category: Life Insurance

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Life Insurance

Your IRA Has An Unnamed Beneficiary!

RMDs can present a tax trap for the unwary. Here’s a 4-point checklist to help you avoid the pitfalls.

October 7, 2019

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Family Issues

Ageing Issues Make Financial Planning More Important than Ever!

Jim Lorenzen, CFPÂ®, AIFÂ® When I was a kid, no one I knew had Alzheimer’s. Heck, no one my parents knew had it. In fact,

April 21, 2019

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Estate

Retirement Income Knowledge Less Than Believed

Jim Lorenzen, CFPÂ®, AIFÂ® There’s seems to be a huge gap between perceived retirement income knowledge (how much people really know) and the knowledge people

March 10, 2019

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Estate

Don’t Make These IRA Mistakes!

Jim Lorenzen, CFPÂ®, AIFÂ® Have you reviewed your beneficiary forms lately? You should. IRA mistakes there can’t be fixed after the IRA or plan owner

February 24, 2019

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Estate

Three Quick Tips for Building Family Wealth

Jim Lorenzen, CFPÂ®, AIFÂ® Here are three quick tips you might find helpful: Choose your beneficiaries wisely when allocating inheritance money. Leave tax-deferred accounts (IRAs

February 10, 2019

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Charitable Giving

Thinking of Giving to Charity? Here are some options for giving!

Jim Lorenzen, CFPÂ®, AIFÂ® Giving to charity? While most anything can be given to charity, these are the more common forms of donated property: Cash:Cash

September 26, 2018

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Investing

Tax-Advantaged or Tax-Deferred? Do you know the difference?- copy

Jim Lorenzen, CFPÂ®, AIFÂ® Tax-deferred and tax-advantaged are two termsoften used interchangeably and, as a result, often lead to a lot of confusion; but, the

June 11, 2018

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Family Issues

Your Cash Value Life Insurance Has Value!

Jim Lorenzen, CFPÂ®, AIFÂ® People often purchase cash value permanent insurance, throw the policy in a drawer or filing cabinet, and forget about it. This

April 16, 2018

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Life Insurance

How to Turn a $350,000 IRA into $600,000 for Your Heirs!

Jim Lorenzen, CFPÂ®, AIFÂ® IRS mandated withdrawals from retirement accounts – required minimum distributions (RMDs) – must begin by April following the year people turn

April 2, 2018

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Life Insurance

Interested in Charitable Giving? You May Want a Wealth Replacement Trust!

Jim Lorenzen, CFPÂ®, AIFÂ® Charitable giving is a way you can truly leave a legacy beyond our own family; However, believe it or not, few

March 19, 2018

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Inflation Pressures, Retirement, and Woulda-Coulda-Shoulda

From Growth to Efficiency and a Fiduciary Standard: Tax-Smart Investors Focus on More than Performance.

Why Claiming Social Security at Age 70 Could Be a Smart Move—But Here’s What Most People Miss

Five Sneaky Tax Traps – and How You Can Dodge Them!

IRA Beneficiary Rules for Children are Different.

Jim's Money Blog

Inflation Pressures, Retirement, and Woulda-Coulda-Shoulda

June 23, 2025

While the Fed continues to target a 2.0% inflation rate, headwinds in the form of inflation pressures from worker shortages, tariffs, and foreign conflicts are coming at a time as America approaches a historic demographic milestone – a record number of individuals turning 65 this year.

From Growth to Efficiency and a Fiduciary Standard: Tax-Smart Investors Focus on More than Performance.

June 19, 2025

Back in the 1990s, taxes and fiduciary standards weren’t talked about. The financial headlines were dominated by star fund managers and double-digit growth stories. Financial talk shows and glossy magazines alike obsessed over who was “beating the market.” The mantra was simple: accumulate assets. That was the measure of success.

Category: Life Insurance

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