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Year: 2022

A chart showing the returns in different inflation environments.

Retirement

When Should You Apply for Social Security Benefits?

Mistakes can be costly – and may be permanent!

December 13, 2022

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Investing

ESG Investing: Really Worthwhile or Just Another Wall Street Gimmick?

The value of ESG – or even what it is – hasn’t been defined. So, it depends on who you ask, how the law is interpreted, and apparently, who’s doing the packaging. Oh, yes, it also depends on how you quantify it.

November 27, 2022

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Investing

Looking for a Riskless Alternative to Risky Investments?

How about an asset class that doesn’t have the risks of stocks or bonds? One that can provide stability and peace of mind.

November 14, 2022

Investing

Did You Know the Government Subsidizes Market Losses in Traditional IRA and 401K accounts?

True! Market losses aren’t all yours. The IRS subsidizes part of them.

October 28, 2022

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Estate

Planning for Retirement? Here are a few tips!

For some people, planning for retirement can feel like trying to eat an elephant; but, it doesn’t have to be that way. Before making big decisions, it’s always important to get the ducks lined-up first.

September 29, 2022

A group of people standing around each other.

IFG Viewpoint & Outlook

SECURE Act 2.0: RMD Age Hikes Coming?

RMD age hikes may not be the blessing you think. The question just might be who is more secure? Retirees or future government spending?

August 8, 2022

A page of information about the independent insurance company.

Family Issues

Managing an Inheritance

Managing inherited money isn’t as simple as depositing the check and picking some sure-fire investments.

July 11, 2022

A group of people holding hands in front of each other.

Planning

Remember 1966? How About 1967?

Retirement decisions can be momentous. Which year you would have remembered would depend on if you retired back then… and which year!

June 28, 2022

A close up of a pocket watch on top of a dollar bill.

Annuities

Two Interesting Investment Strategies – But No Free Lunch.

No investment strategy is without some kind of risk; but, I think this comes close. Take a look:

June 20, 2022

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How To Do a 401(k) Rollover.

How to Plan for a Tax Free Retirement

The Future of Social Security

Tariffs, Trade Wars and the Cost of Guacamole

“How Can I Increase My Social Security Benefit?”

Jim's Money Blog

How To Do a 401(k) Rollover.

April 17, 2025

If you’ve changed jobs or are getting ready to retire, don’t leave your old retirement account behind. Rolling over your employer-sponsored plan—like a 401(k) or 403(b)—into an IRA or new employer’s plan keeps your money growing tax-deferred and gives you more control over your investments.

How to Plan for a Tax Free Retirement

April 4, 2025

The Big Picture:

For years, baby boomers drove the housing market, and much of the economy, as they moved into their first homes, began raising families, and moved-up to larger homes finally ending-up in the “McMansions” we’re all familiar with today. The boomers are now older—they’re no longer moving up. In fact, they’re just beginning to “decumulate” and downsize.

Year: 2022

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